Bank self-inspection report

Model essay on bank self-inspection report (7 general articles)

The unforgettable work life is over. Looking back on the work problems during this period, it is necessary to write a self-inspection report at this time. Then do you know how to write a formal self-inspection report? The following is a sample (usually 7) of the bank self-inspection report I compiled for you, hoping to help you.

Bank self-inspection report 1 According to the notice of the General Office of the People's Bank of China on implementing the Regulations on the Administration of Credit Information Industry; In order to implement the Provisions on the Administration of Credit Information Business, standardize the compliance of our credit information business, improve the institutionalized level of credit information business management, effectively protect the legitimate rights and interests of financial consumers, and effectively improve the service quality of credit information system, we conducted a self-examination in combination with the actual credit information business of our bank, and now we report the self-examination as follows:

1. When handling the credit investigation business, the relevant credit investigators of the Bank should strictly follow the provisions of the Regulations on Credit Investigation of the People's Bank of China, follow the principles of compliance, prudence, confidentiality and safeguarding the rights and interests of financial consumers, keep their inquiry accounts strictly confidential, and modify their passwords regularly.

Second, in the process of inquiry, according to the principle of prudence and safeguarding the rights and interests of financial consumers, the inquired person should personally sign the inquiry authorization, and make inquiries within the authorized scope according to the inquiry reasons authorized by the inquired person to ensure that there is no ultra vires inquiry or ultra vires inquiry. For each query result, the confidentiality system is implemented, which effectively protects the personal privacy of the queried person.

Third, before each inquiry, do a good job in the inquiry registration system, register the name, address, ID number, contact number and inquiry reason of the inquired person in detail, register each inquiry record one by one, and bind and keep the register book every quarter.

4. At present, the inquired person of our bank is the borrower, and the inquiry report of those who meet the loan conditions is kept as loan information. For those who do not meet the loan conditions, we will keep the inquiry report in a special folder, and the inquirers will never disclose their information to the public to ensure that their inquiry information will not be leaked and their personal reputation will be affected.

5. Make a comprehensive evaluation of customers based on the principles of comprehensiveness, objectivity and rationality. Credit information is for reference only. We can't simply use the credit information system correctly and carry out credit information business in compliance on the grounds that there are negative data in the credit information system of individuals and units.

6. Inquire about the post-loan management of individual loan households, and handle the inquiry business in strict accordance with the authorization system of the supervisor and the principle of registration authorization before inquiry.

Bank self-inspection report 2 In order to improve the quality of work, improve work efficiency, reduce work mistakes, put an end to bad behavior, and then strengthen the prevention and control of integrity risks, the Associated Press carried out this personal work self-inspection. I check myself against the implementation of the system and the standardization of operation, and check and correct myself from the aspects of ideology and morality, job responsibilities, business processes, institutional mechanisms and so on. The following is my summary and reflection on my work.

First, ideological and moral aspects.

I can consciously study the national financial policies and regulations and the spirit of the documents issued by the Associated Press, strengthen the study of political theory and strengthen the ideological defense. Since joining the club, I have learned the necessity of preventing and controlling the risk of clean government through in-depth study of relevant rules and regulations, operational procedures and clean government culture training. Through the practical study of case prevention, taking typical cases as negative teaching materials, we fully realize the serious harm of cases.

Second, the job responsibilities

I can obey the work arrangement of the leader, conscientiously implement various rules and regulations and operating procedures, have a sense of responsibility and overall situation in my work, and pay attention to cultivating my comprehensive quality and working ability in my work. Earnestly perform their duties, work hard and consciously put an end to idleness. Able to complete their own work and tasks assigned by leaders on time and with good quality; At the same time, I can consciously study hard, constantly improve my professional and technical level, constantly update my knowledge, and earnestly fulfill my responsibilities and obligations.

Third, business processes.

I can earnestly perform my duties at work, manage computers, keep teller cards and passwords, keep accounts at that time, roll up accounts every day and check the total score. When handling deposit and withdrawal and transfer business, you can make inquiries according to regulations; When receiving large amounts of cash, they are required to show their certificates and register in time, and large amounts are examined and approved according to their authority; In the process of opening an account, canceling an account, reporting the loss of the unexpired withdrawal of time deposits, etc., it can be implemented in accordance with relevant regulations; Implement the system of double review, double account rolling and double reconciliation, and stick to the post without leaving the post; Implement seal and voucher management, manage important blank vouchers, timely count and carefully write off; When you leave your job temporarily, you should put your seal and certificate in the box. After the business is over, the accounts should be carefully checked, and important blank vouchers should be put into storage.

Fourth, institutional mechanisms.

Be able to handle the receipt, payment and transfer of cash and valuable documents in accordance with national financial regulations, relevant laws and regulations and cash management regulations, correctly handle the exchange of broken coins, and strictly control the inventory limit, even if the cash transfer is remitted; Can consciously strengthen counter supervision, strictly examine the elements of vouchers, and do a good job in anti-counterfeiting; Correct use of relevant registration books, so that accounts, accounts and payments are consistent; Handle long and short bills in strict accordance with regulations, and report any errors in time; In strict accordance with the relevant provisions of the Measures for the Administration of Teller's Access Card in Comprehensive Business System of Guangdong Rural Credit Cooperatives, properly keep the teller's card and password, so as to achieve strict custody and compliance operation.

Verb (abbreviation of verb) measures to prevent and control the risk of clean government

Strengthen bank employees' awareness of prevention and control of integrity risks and participate in regular training. Strengthen the system construction and improve the accounting internal control system. Grass-roots banks should clean up the existing business system according to the rules and regulations of the head office, on the basis of in-depth investigation and their own actual situation, and establish a unified and standardized teller post responsibility system and business operation process on the basis of comprehensive consideration of various business characteristics. Every step and every link of every business is designed in a standardized way and implemented in operation through authorization and restraint mechanisms. For example, strengthen personnel exchanges and contacts between different positions, different departments and different institutions. Business services of the same customer cannot be handled by fixed personnel for a long time.

Bank self-inspection report 3 Since the beginning of this year, Chenglian has adhered to treating both the symptoms and root causes, firmly grasping the three links of system, implementation and supervision, taking the activities of system implementation year as the carrier, starting with the comprehensive construction of compliance risk management system, and paying close attention to five aspects, deeply and solidly carrying out compliance management, supervision and inspection of compliance management and rectification, further standardizing business behavior, preventing accident cases, and effectively promoting the sound and rapid development of rural credit cooperatives under its jurisdiction. Our main methods are:

First, attach great importance to it and organize and lead it in place.

Since the beginning of the year, the leadership of the Associated Press has incorporated compliance management into the important agenda and annual target assessment, and has always made unremitting efforts as an important content of selecting the best. First, a leading group for the year of system implementation, compliance operation and compliance operation management was set up, with the secretary of the Party Committee and the chairman as the leader, the secretary of the Disciplinary Committee and the chairman of the Board of Supervisors as the deputy heads, and the management team and department heads as members, responsible for the organization, inspection and supervision of the whole activity, and ensuring that the audit, supervision and security departments are specifically responsible for this work. Second, the annual activities of system implementation, compliance operation and self-examination and self-correction implementation plan of compliance operation were formulated respectively, and the work steps, methods and requirements were clarified, which was targeted. The third is to implement the responsibility system for top leaders. The supervisor of the credit union and the director of the credit union, the director of the credit union and the employee signed a letter of responsibility for self-examination and self-correction of compliance operation. Association leaders and department heads should perform their duties according to the division of labor, earnestly perform their duties, set an example first, set an example, strive to be compliance leaders, and lay a foundation for deepening reform and promoting development.

Second, pay attention to compliance awareness education, training and learning in place.

In order to improve the compliance awareness of all employees, especially the new young employees, the First Association takes the institutional measures, financial professional ethics, laws and regulations and various cases introduced since the establishment of the Introspective Association as the learning and training contents, focusing on improving employees' familiarity with the basic system and strengthening their awareness of learning the law, understanding the rules, observing the discipline and observing the system. Second, according to the principle of unified planning and graded implementation, during the year, the Associated Press organized training courses, with 90% of the trainees, including more than 90% of the front-line employees, so that everyone really realized the importance of giving priority to internal control and putting the system first, understood and became familiar with the main points of post internal control, and took the initiative to prevent and discover risks. Third, take the form of self-study, centralized study, decentralized study, post exchange study and interactive discussion study, and seriously study business books such as Business Process Compliance Operation Manual and Safety Work Theory and Practice. At the same time, combined with the actual case prevention and control, the warning education of typical cases will be integrated into the activities, the cases will be analyzed, the lessons will be summarized, and both the symptoms and the root causes will be addressed. The Supervision Department of the Associated Press collects relevant typical cases at any time, carefully analyzes the reasons, and regularly reports them in the form of documents, which enhances the pertinence of learning, and everyone writes learning notes and experiences, further deepening the understanding and re-understanding of the system. The fourth is to test the learning effect with incentive mechanism. 10 In mid-June, a bottom-up selection method was adopted, and employees were recommended by credit cooperatives and associated associations to conduct a compliance knowledge contest; 1 1 year 10 in late October, organized all employees in the province 100 to take the systematic learning examination of the provincial association, and the examination results were linked to the target responsibility assessment and post employment of employees in the coming year, with a passing rate of 99%.

The third is to strengthen basic management and implement post responsibility system.

Strengthening basic management and standardizing counter operation are eternal themes to improve work efficiency, reduce errors and prevent accidents. At the beginning of the year, in view of the serious shortage of frontline staff in some business outlets in our district, it was difficult to implement the rules and regulations. On the one hand, based on the principle of streamlining and high efficiency, according to the reform plan of employment system, and considering the factors such as the business scale, customers and business volume of the outlets under the jurisdiction of the association, the number of posts is reasonably determined, and inefficient outlets are merged. On the other hand, it faces the society, recruits talents and gathers talents. The open employment of college graduates is called short-term contract workers, and the provincial association is entrusted to recruit professional and technical personnel such as computer, law and financial audit. After pre-job training, all of them were enriched to front-line posts, which alleviated the contradiction between insufficient personnel and difficult implementation of internal control to a certain extent. Third, the Associated Press will set up a compliance risk management department or a compliance risk management post according to the requirements of the Guidelines for Compliance Risk Management of Commercial Banks, and formulate the responsibilities and post responsibilities of the compliance risk department. The fourth is to build a process bank. Led by the audit, supervision and security department, with the cooperation of finance, credit, personnel, office and other departments, the responsibilities of accounting, cashier, credit and other posts have been re-formulated. According to the requirements of a business, a manual, a process, a system and a post, the operation process of each business is refined to prevent illegal operations and effectively follow the rules.

Four, pay close attention to the implementation of the system, supervision and inspection in place.

Key personnel, there are still employees who have worked in the same position for more than 3 years and have not rotated. The Associated Press takes active measures to strengthen the monitoring of key personnel and make timely post adjustments for those who have not been rotated for more than 3 years; The family members of employees engaged in business activities promised to correct themselves within the prescribed time limit, effectively rectifying and standardizing the behavior of credit cooperatives in the whole region to employees and better preventing moral hazard. Seventh, pay attention to safety inspection. Take the combination of on-site inspection and telephone inquiry, surprise inspection and key spot check, and daytime inspection and night inspection to carry out various safety inspections. At the same time, based on the principles of safety, firmness, economy and practicality, the safety protection facilities of 1 1 institutions in Dingshan and enyang were updated; New installation and replacement of alarm station and maintenance of alarm device. Through various inspections, the key management of finance, credit, credit and internal control of grass-roots cooperatives has been strengthened, the management behavior of credit cooperatives has been effectively standardized, and cases have been prevented.

Five, the establishment of accountability mechanism, accountability in place.

Starting with the establishment of an effective accountability and restraint mechanism for violations, we will restrict, criticize, correct and punish the units and employees who violate the rules and discipline, advocate a healthy atmosphere internally, put an end to violations and bad atmosphere, and will not tolerate people and things that violate the rules and morality and will not repeat them. First, the responsibility system for the top leaders in accident cases and the post responsibility system are implemented layer by layer, and everyone signs the responsibility book for accident case prevention, clarifying their respective responsibilities and obligations. The second is to establish a strict accident case responsibility identification procedure and reporting system, so that any case must be investigated, any case must be reported, any investigation must be asked and any responsibility must be investigated. Whether it is the problems found in the inspection or the problems reflected in the letter, on the basis of preliminary verification, if they meet the standards and conditions for filing, they should be filed in a timely manner and reported in a timely manner, and must not be concealed. The third is to establish a two-way accountability mechanism, in which operators and managers deal with it jointly, and economic punishment, organizational treatment and disciplinary action are carried out simultaneously. On June 1- 10, the credit cooperative group and informed criticism cooperative (including branches and savings offices) who were admonished were given disciplinary sanctions, including the number of economic penalties, the amount of fines, the staff waiting for posts and the dismissed staff, except celebrities. Red cards were issued to the lucky ones, which maintained the seriousness of the rules and regulations of rural credit cooperatives and ensured the rapid and healthy development of rural credit cooperatives in the whole region.

Bank self-inspection report 4 In order to welcome the CBRC's inspection of personal financial services of commercial banks and standardize the personal financial services of our branch, our branch has conducted a comprehensive, item-by-item and detailed inspection of its business since * 2004 in accordance with the spirit of the Notice of CBRC on Further Regulating Personal Financial Services of Commercial Banks. The self-inspection report is as follows:

I. Staffing situation

In order to ensure the legal sales of personal wealth management business, the sub-branch is equipped with a full-time wealth management manager who has passed the qualification examination of wealth management manager of XX Bank Head Office and obtained the qualification certificate of insurance agent. All bank wealth management products, funds, insurance and securities companies' collective wealth management products are sold by full-time wealth management managers. General product sales staff rarely introduce wealth management products to customers, which has been completely eliminated.

Second, the sales process.

The branch wealth management manager always recommends wealth management products to customers on the premise of fully understanding their financial status, investment purpose, investment experience, risk preference and investment expectation, and fills in the Investment Risk Assessment Report for Individual Customers (hereinafter referred to as the assessment report) for each customer who buys products, and the wealth management manager recommends corresponding wealth management products to customers according to the assessment results. After the signature of the wealth management manager and the customer, the evaluation report shall be submitted to the branch's wealth management supervisor for review and signature. For customers whose single purchase amount exceeds 6,543,800+,the appraisal report shall also be signed by the president in charge of personal finance business of the branch. During the self-inspection, it was found that the evaluation reports of a few customers had not been signed and reviewed by the financial supervisor of the branch, and had been submitted to the supervisor of the branch for review.

Before the sale of specific wealth management products, the wealth management manager explains the product structure, risks, benefits and other related information to customers, so that customers can make choices on the basis of fully understanding the products. Customer information in financial product contracts, contracts and risk disclosure is complete.

Three. Preservation of data files

Since the year of 20 1*, all documents and materials such as risk assessment report, contract, contract and risk disclosure of wealth management products have been kept intact, bound up on schedule and put into storage for unified custody. Among them, the customer risk assessment report is kept in a special folder and is valid for one year. Sub-branch financial managers have established detailed customer electronic files and risk assessment reports for each product, so as to keep abreast of the customer situation and communicate with customers in the future. This self-inspection found that some risk assessment reports were not bound to build tables, and it is planned to complete the binding of tables before going to work today.

Four. Future work plan

Although the branch has always insisted on the promotion and compliance sales of wealth management products by full-time wealth management personnel, we still found some problems in this self-inspection, and we will focus on rectifying these problems in the next few days. In the future work, the branch will continue to resolutely implement the spirit of the Notice on Further Regulating Personal Banking Business of Commercial Banks, and conduct self-inspection of personal banking business on a regular basis to ensure the healthy and standardized development of financial business of Wuhu Branch of XX Bank.

Bank self-inspection report 5 As an ordinary comprehensive teller of xx Branch, my words and deeds represent the image of the bank, and I can't be sloppy in my work. Xx Sub-branch is a county sub-branch established less than one year ago, and it is in the development stage. Therefore, the daily business volume is not too big, which is much easier than the urban branch. In such a working environment, the director of the business department asked us to be serious and strictly follow the rules and regulations formulated by the bank. According to the spirit of the documents issued by the Head Office, in order to deepen the activities of "Compliance Year" and further understand the harmfulness of violating rules, regulations and operating procedures, we carried out self-inspection in combination with our own situation, and now we report the self-inspection as follows:

First, I have a strong ideological defense. I can consciously and actively study various national financial policies and regulations, strengthen the study of political theory, improve political consciousness, take the maintenance of national financial stability and the reputation of the banking industry as my own responsibility, establish a correct political direction and position, take the overall situation into account, think about problems and work from the perspective of the unit, and focus on the overall interests of the bank to be a qualified banker.

Second, the code of conduct, dedication, dedication, the pursuit of every point of progress, do everything with a serious and responsible attitude, refine the work content, strive to do the big things in detail, and adhere to the corporate reputation of "counter service standards", starting from me.

Three. Business operation, correct attitude, careful and meticulous, do not act beyond the authority according to the prescribed workflow, do not operate illegally, do not practice favoritism, fraud, favoritism and accept red envelopes, consciously fulfill the obligations and responsibilities to the country, banks and customers, and ensure the safety of bank operations and customer funds.

Fourth, the existing problems and the direction of efforts, first, the work lacks innovation, step by step, and a lot of work just follows the laws of others, but I don't understand why, instead of studying and thinking, relying on experience and subjectivity; Second, the basic knowledge is not solid, and simple or low-level mistakes often occur, or some new businesses are unfamiliar with the operation process. Therefore, we should persistently and actively learn professional knowledge to meet the needs of the post, keep in mind the teaching of "self-esteem, self-examination, self-vigilance and self-motivation", strictly restrain ourselves, adhere to the corporate culture concept of "honesty, trustworthiness, dedication and far-reaching", and work diligently and practically.

Bank Self-inspection Report 6 After receiving the Notice on Strengthening the Prevention and Control of Shadow Banking Risks forwarded by Wuhu Supervision Branch of China Banking Regulatory Commission, the Bank immediately organized relevant personnel to conduct shadow banking risk investigation on the Bank, and arranged for its employees to conduct self-inspection. The risk investigation is now reported as follows:

I. Risk investigation

We have not found any business dealings with shadow banking. xxx Financing Guarantee Co., Ltd., xxxx Financing Guarantee Co., Ltd. and xxxx Financing Guarantee (Group) Co., Ltd., which cooperate with our bank, have no loan business, and our bank has no wealth management business and trust business, so there is no potential risk of shadow banking at present.

Second, risk self-examination.

Employees of the whole bank were organized to carry out self-inspection of shadow banking risks, and no illegal acts such as participation in social financing, fund intermediary and private sale of products were found.

Third, the next work requirements

The Bank failed to carry out shadow banking business in accordance with relevant requirements to ensure compliance with regulatory requirements and effective risk prevention and control; Improve the relevant business system, strictly implement the established risk limits and policies, and put an end to the interest transfer and risk transfer between self-operated business and agency business; Standardize the access cooperation and maximum guarantee limit management system of microfinance companies and financing guarantee companies; At the same time, conduct risk investigation on business from time to time and severely crack down on illegal activities.

Bank self-inspection report 7 According to the spirit of the document "Notice on Immediately Carrying out Safety Inspection" issued by the Head Office, XXX Sub-branch made a careful self-inspection one by one according to the contents of self-inspection, and now the self-inspection situation is reported as follows:

1. Check whether the configuration of fire-fighting facilities and fire extinguishers in this department meets the standards, and organize regular inspection and maintenance. Fire safety signs is intact and effective; It is forbidden to damage or misappropriate fire control facilities and equipment, or to stop or dismantle fire control facilities and equipment without authorization; Do not bury, occupy or block fire hydrants or occupy, block or close evacuation passages, fire exits, fire truck passages and fire prevention spaces; Without changing the fire zone; Sub-branches are equipped with fire-fighting facilities that meet the requirements, do not use unqualified fire-fighting products explicitly eliminated by the state, and do not set obstacles that affect escape, fire fighting and rescue;

2. The installation and use of electrical appliances in the sub-branch and the design, laying, maintenance and inspection of its lines and pipelines all conform to the technical standards and management regulations on fire control, and there is no act of pulling wires indiscriminately or using high-power naked flame for heating. The bank contacted the full-time plumber of the property to conduct a comprehensive inspection and maintenance of the branch lines and other facilities to ensure the safety of the branch lines;

3. The construction of security facilities of external cash counter, automatic machine and self-service bank of the sub-branch has passed the acceptance of relevant parts, and the security equipment such as video monitoring and online alarm has been effectively operated;

4. The emergency plan is detailed, and the personnel specified in the plan correspond to the existing branch personnel one by one, establish and improve the safety files, and determine the key safety protection parts in place;

5. Our branch daily checks that safety is in place, and organizes employees to conduct safety drills in time, so that emergency situations can be rehearsed according to emergency plans.

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