How to activate SMS reminders from Rural Credit Union

There are two ways to activate SMS reminders for Rural Credit Union:

1. Bring your ID card and bank card to the counter of Agricultural Bank of China Credit Union for processing.

2. If the local credit union has opened telephone banking, you can also apply for SMS balance notification by calling the customer service number.

Charges for activating text message reminders: The SMS notification charges of rural credit cooperatives depend on the specific provinces, cities and regions. The charging standard for SMS service is: 2 yuan/month for individual customers and 10 yuan/month for enterprise customers. Some places are free during promotions.

Rural Credit Cooperatives (English name Rural Credit Cooperatives, Chinese abbreviation Rural Credit Cooperatives, Rural Credit Cooperatives) refers to establishments approved by the People's Bank of China, composed of members holding shares, practicing democratic management, and mainly providing financial services to members rural cooperative financial institutions.

Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Its property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy. In accordance with national laws and financial policies, organize and regulate rural funds to support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

Rural Credit Cooperatives are divided into the following departments: Rural Credit Cooperatives Cooperatives, Rural Credit Cooperatives International Finance Department, Zhengtong Rural Credit Cooperative Training School, Rural Credit Cooperative Credit Department, etc. It is a department under the dual leadership of the China Banking Regulatory Commission and the State Council .

Rural credit cooperatives are bank financial institutions. The so-called bank financial institutions are also called depository institutions and depository money banks. Their unique characteristics are that they take deposits as their main liabilities and grant loans as their main liabilities. Assets, with transfer and settlement as its main intermediary business, directly participates in the creation process of deposit currency.

Rural credit cooperatives are also credit cooperative institutions. The so-called credit cooperative institutions are cooperative financial institutions jointly formed by individuals to raise funds with the main purpose of mutual assistance, referred to as "credit cooperatives", with the purpose of mutual aid and self-help. Carry out deposit and loan business among members. The establishment of credit cooperatives is directly related to the development of natural economy and small commodity economy.

Due to the characteristics of seasonal, sporadic, small amount and small-scale financing needs of agricultural producers and small commodity producers, it is difficult for small producers and farmers to obtain the support of bank loans, but objectively, production The development of circulation and circulation must solve the problem of insufficient capital, so this kind of mutual aid and self-help credit organization established by paying shares and deposits emerged.