Commercial loans, how long can I get the real estate license after receiving the SMS notice from the bank?

If it is a new house, it usually takes three months to get the real estate license after handing over the house. If it is a second-hand house, about one month after the transfer.

Property ownership certificate handling process:

Step 1: Sign the entrustment agreement.

Usually, there is a clause in the "house purchase contract" about entrusting the developer to handle the real estate license, which itself can be regarded as a separate entrustment agreement. In addition, many developers will require buyers to sign a power of attorney entrusting them to handle the real estate license in addition to the purchase contract, and agree to hand over the deed tax and public maintenance fund to them before they can move in.

Sometimes, developers will entrust relevant procedures to specialized institutions or lawyers.

At this point, you can choose a developer or an agent company to go through the relevant formalities, and pay taxes and fees such as deed tax and public maintenance fund by yourself.

Step 2: Pay the agency fee of the real estate license, public maintenance fund, deed tax and stamp duty.

When checking in, developers often ask to pay these fees. Precautions:

1. Before paying the money, please know the charging standards of these taxes and fees, so as to verify whether the developer's calculation is correct. Please refer to the appendix 1 1 of this book.

2. After paying the money, you must keep the receipt, and you must let the payee affix the official seal, and don't accept the "white note".

Step 3: Get the real estate license according to the agreed time.

After the developer or agency pays the above taxes and fees, it can get the real estate license after handling the real estate license and mortgage registration.

If the loan bank impounds the real estate license and the house purchase contract, it must look for opportunities to carefully verify the records on the real estate license, and once the records are wrong, it must request changes in time.