Will the money be automatically deducted on the repayment date when it is deposited in the credit card?

Deposit the money into the credit card you owe, and the bank will automatically deduct it on the last repayment date, but make sure that the money you deposit is greater than or equal to the amount you should repay.

In addition, you can also apply for a savings card in the same bank, bind it to a credit card, and then automatically transfer money from the savings card to the credit card every repayment day, but only if the amount on the card is sufficient.

Extended data:

Precautions for automatic repayment of credit cards:

1. Automatic repayment must be applied by the cardholder of the main card, and the supplementary card cannot apply for automatic repayment separately. The repayment method of the secondary card will be the same as that of the primary card, that is, the primary card chooses automatic repayment, and the secondary card also makes automatic repayment through the account designated by the primary card.

2. If you use China Bank debit card, Great Wall credit card, current all-in-one account opened in China Bank or current savings account as the transfer-out account for automatic repayment, you need to ensure that the transfer-out account is normal and has sufficient deposit balance. If the automatic repayment fails due to insufficient balance of the transferred-out account or abnormal account, Bank of China will inform you by SMS. Please repay before the due repayment date through the active repayment channel to avoid overdraft interest, late fees and other expenses.

3. The repayment transfer-out account must be owned by the credit card holder himself. If the credit card account certificate number and name are inconsistent with the transfer-out account certificate number and name, the deduction fails.

4. Automatic transfer repayment can choose "Full Repayment" or "Minimum Repayment". Those who choose the minimum repayment amount will continue to enjoy revolving credit, but will no longer enjoy interest-free repayment. After the automatic transfer repayment is successfully set, China Bank will provide partial deduction and re-deduction services according to the agreed repayment amount you set.

5. Partial deduction service: When the associated repayment account cannot fully repay the agreed repayment amount, the transferable balance of your associated repayment account will be used as the deduction repayment amount.

6. Re-deduction service: If the first automatic repayment fails to reach the agreed repayment amount, it will be deducted from your associated repayment account again 1 day before the due repayment grace period expires.

There are many ways to repay credit cards:

1, bank counters and ATM machines. This is the most commonly used method.

2. Transfer between online banking and super online banking. If you open a bank or several banks' online banking or mobile banking for repayment.

Alipay will definitely repay it. Alipay can bind each bank's credit card and repayment date. You can automatically deduct the debit card from your binding before the billing date comes.

4. wechat tenpay repayments. Following Alipay, WeChat also launched the credit card binding repayment function. The advantages of using WeChat are popularity, easy acceptance and relatively simple operation.

5. Other applications on the network, such as card cow and credit card baby, can repay, but their security, reliability and popularity may not keep up with the above methods.

6. Bind the bank card to agree on repayment. When applying for a credit card, you can fill in the binding repayment card number on the application form. Every billing day will be automatically deducted from the card.

Baidu encyclopedia-credit card repayment