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Bank of Communications credit card limit inquiry SMS
The credit card limit is not a fixed value, and banks often give different limits according to the applicant's repayment ability, economic strength and credit information. Then friends who want to apply for a bank of communications credit card will definitely want to know, what is the credit card limit of the bank of communications in general, and through what channels can I find the credit card limit? I'll give you the answer below.
What is the credit card limit of Bank of Communications?
The credit card of Bank of Communications has different quota space according to different credit card grades. The higher the grade, the higher the credit line and the better the qualification requirements for applicants.
Ordinary credit card range: 1 ten thousand-1 ten thousand yuan;
Gold card limit range: 1-50000 yuan;
Platinum card limit range: generally more than 50 thousand yuan, the highest can reach more than 6.5438+0 million.
The credit card limit is mainly determined by the applicant's personal and economic conditions.
How to check the credit card limit of Bank of Communications?
Inquiry Method 1: Online Banking
Log in to Bank of Communications' online banking, and select a common account to check the available credit card limit of Bank of Communications.
Query Method 2: Mobile Client
Download and log in to the mobile phone client of Bank of Communications, and click the account information to inquire about the available credit line of Bank of Communications.
Inquiry Method 3: Customer Service Phone
Call the 24-hour customer service hotline of Bank of Communications at 400-800-9888, and check the credit card limit of Bank of Communications according to the prompts.
Query method 4: SMS
Using the reserved mobile phone number, edit the short message "last four digits of CC limit #" to 95559, and you can query the current available credit card limit and current withdrawal limit of the specified card.
Inquiry Method 5: Bill
Cardholders can check the available credit card limit in the current month on the credit card statement sent by Bank of Communications.
What is the inquiry method of credit card limit of Bank of Communications?
Bank of Communications credit card has many advantages, such as high credit limit, interest-free repayment period of 56 days and many preferential activities. Because of this, it has been favored by many cardholders. So what is the inquiry method of credit card limit of Bank of Communications?
1, customer service telephone inquiry. You can call the bank's 24-hour customer service hotline at 400-800-9888 and make inquiries according to the prompts.
2. SMS query. You can use the reserved mobile phone number to edit the short message "last four digits of CC limit #" to 95559, and you can query the current available limit and current withdrawal limit of the specified card.
3. Online banking inquiry. You can log on to Bank of Communications online banking and select common accounts to check the available quota.
4. Bill inquiry. Cardholders can check your available credit limit for the current month on the credit card statement sent to you by the bank.
5, mobile phone client query. You can download and log in to the mobile client of Bank of Communications, and click the account information to view the available amount.
The above is the inquiry method of credit card limit of Bank of Communications that I share with you. You can learn about it if you need it. I hope I can help you.
What is the credit card limit of Bank of Communications? What's the minimum?
Generally speaking, the interval according to the credit card grade is as follows:
General credit card limit of Bank of Communications: 2000- 10000 yuan.
Bank of Communications credit card gold card limit: 2000-50000 yuan
Bank of Communications credit card platinum card limit: more than 50,000 yuan, with a maximum of 6,543,800 yuan.
Extended data:
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals and pursuits in life and career, know how to enjoy, are more willing to struggle, sometimes have the need to study abroad, do business, study abroad or travel abroad, and are also a group of people with high living standards who are willing to try new consumption habits."
Bank of Communications Credit Card Center was established on June 25th, 2004, and its headquarters is located at No.80 Songtao Road, Zhangjiang Hi-tech Park, Pudong New Area, Shanghai. Its products are named "Pacific" with the theme of "China Global Card", which advocates brand-new consumption culture and card experience and provides preferential and caring services worldwide.
References:
Baidu Encyclopedia: Bank of Communications Credit Card
What is the standard credit card limit of Bank of Communications? Pay attention to these points and double the number of places!
Nowadays, many people are concerned about the amount of credit cards when they apply for them. Not only can you overdraw more money, but it also represents a person's asset ability, so high-value credit cards are often more popular. Many friends ask, what is the standard credit card limit of Bank of Communications? I will answer your questions here.
What is the standard credit card limit of Bank of Communications?
The first thing to understand is that the credit card limit will have a floating range, not a fixed value. It is decided by the bank according to the qualifications of the applicant. Generally speaking, the interval according to the credit card grade is as follows:
General credit card limit of Bank of Communications: 2000- 10000 yuan.
Bank of Communications credit card gold card limit: 2000-50000 yuan
Bank of Communications credit card platinum card limit: more than 50,000 yuan, with a maximum of 6,543,800 yuan.
According to the feedback from the majority of card friends, the standard credit card of Bank of Communications has a limit of 2,000-50,000 yuan, which is comprehensively scored according to the information provided when you apply for the card.
The quota is too low? What you have to do is:
1. Maintain good consumer credit and repayment credit at ordinary times, and use credit cards frequently, which can enrich the consumption types. Remember not to be overdue.
2. Provide relevant asset certificates. Don't be stingy with all the certificates of real estate and car production.
3, stable work and considerable income are also a great help, try to highlight your job stability, and what academic certificates and qualification certificates are also displayed.
The above is the standard credit card limit of Bank of Communications. Generally speaking, personal credit is very important if you want a high credit card, and then make good use of it after you get it, and withdraw it from time to time!
How to check the credit card limit of Bank of Communications?
The credit card limit of Bank of Communications can be inquired in the following five ways:
1, customer service telephone inquiry. You can call the 24-hour customer service hotline of Bank of Communications at 400-800-9888, and then make an inquiry according to the voice prompts.
2. SMS query. Using the reserved mobile phone number, edit the short message "last four digits of CC limit #" to 95559, and you can query the current available credit card limit and current withdrawal limit.
3. Online banking inquiry. You can log on to Bank of Communications online banking and select a common account to check the available amount.
4. Bill inquiry. Cardholders can check your available credit limit for the current month on the credit card statement sent to you by the bank.
5, mobile phone client query. You can download and log in to the mobile client of Bank of Communications, and click on the account information to inquire about the available quota.
In May 2005, just as Bank of Communications was preparing to enter the credit card business, it happened that the domestic market was filled with smoke: major domestic banks entered one after another, and the competition became increasingly fierce; Among the foreign banks, there are pioneers aiming at the China market and joining hands with domestic banks to establish a model of joint promotion of credit cards by domestic and foreign banks.
Facing the unfavorable competitive situation, how can Bank of Communications reverse the passive situation and win the leading position in the credit card market? As early as June 5438 +2004 10, before the establishment of the Pacific Credit Card Center, Bank of Communications had been thinking about two issues: first, the positioning of customers; Second, the advantages of strategic alliance with HSBC.
After a series of evaluation and research, Bank of Communications named customer orientation of this credit card as "a group of people who have ideals and pursuits for life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad. They are also a group with a high standard of living and are willing to try new consumption habits. " Subsequently, Bank of Communications and HSBC jointly launched the "China Global Card"-"Bank of Communications Pacific Dual Currency Credit Card".
This card captures the dual advantages of Bank of Communications and HSBC: Bank of Communications has more than 2,600 branches in more than 30 cities across the country; And the confidential banking network system of HSBC, the second largest financial institution in the world, make this "China people's global card" shine and bring a unique card experience. The cooperation between the two banks has also set an example for China's banking industry to develop international cooperation.
Small credit cards, on the other hand, perfectly blend Chinese and western cultures. The cards of the Golden Card and the Puka are painted with Phoenix and koi fish, which symbolize honor and good luck in the traditional culture of the earth and China respectively. With the meaning of "the carp spirit in Yuelongmen, and the phoenix dance for nine days", the China cultural characteristics and the global service of HSBC are fully integrated into a small card, and the "China people's global card" is accurately interpreted.
Bank of communications credit card is not afraid of difficulties and is determined to innovate. It has been committed to providing better service to cardholders and creating a better life, and making unremitting efforts to help more China people enjoy world-class courtesy more easily.
On 20021April 18, Bank of Communications announced Ebo as the global spokesperson of the brand through the official Weibo.
Operating environment: browser computer: macbookpromos 14 open google version 92.0.4515.131.
What is the maximum credit card limit of Bank of Communications?
1. The maximum credit card limit of Bank of Communications can reach about 1 10,000 yuan.
2. The credit card of Bank of Communications is generally between 1 1,000-50,000 yuan. If the applicant has good qualifications and conditions, he can also apply for a platinum card. However, this kind of platinum card is not something that ordinary people can apply for. What you need is a local group with relatively high income. If your annual income is above 200,000 yuan, you can apply. The amount of platinum card is mainly related to the applicant's work and income. The higher the income level, the higher the credit line will be, up to about one million yuan.
For more information about the maximum credit card limit of Bank of Communications, please visit: See More.
The introduction of credit card limit inquiry of Bank of Communications ends here.
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