What happened when the medical insurance card was locked?

the medical insurance card may be locked because you have entered the wrong password many times, or it may be caused by the company's late payment or the arrears of personal medical insurance account. If you have entered the wrong password for many times, you need to go to the medical insurance card opening bank to reset the password.

if the unit fails to pay the fee, it needs to go to the local medical insurance center. If the individual fails to pay the fee in time, he needs to go to the social security service window of the local street office to make up the payment.

In addition, if the medical insurance card is locked due to the arrears of the medical insurance card, you need to bring your ID card and medical insurance card to the local social security office to renew it and unlock it.

I need to bring my ID card and medical insurance card to the counter of the card-issuing bank of the medical insurance card to reset the password after I enter the password incorrectly for three consecutive times. It should be noted that there are now two forms of medical insurance cards. One is issued by the local social security department, and this card needs to bring the ID card to the social security department for password reset.

One is the card with the UnionPay logo, which is directly issued by the bank and then sent to individuals through the social security department. This kind of card has to go to the bank counter where the medical insurance card is located to report the loss and reset the password of the medical insurance card.

social medical insurance is a medical insurance system that is enforced by the state through legislation. Employers and individuals pay insurance premiums according to a certain proportion, establish a social medical insurance fund, and pay employees' medical expenses.

Social medical insurance means that when a worker falls ill, the social insurance institution gives appropriate subsidies or reimbursements for the medical expenses he needs, so that the worker can recover his health and work ability and enter the social reproduction process as soon as possible.

Social medical insurance is an important part of social insurance, which is generally undertaken by the government. The government will use economic, administrative and legal means to enforce it and organize it.

account establishment

the social medical insurance agency establishes a personal account for basic medical insurance for each insured person, with my ID number as the lifelong medical insurance number.

The funds in the personal account of employee's basic medical insurance are owned by the individual, and are used for medical consumption. If the overspending is not made up, the balance will be accumulated, and no cash can be withdrawn. When the employee dies, the individual account shall be cancelled and the balance shall be inherited according to the regulations.

settlement and payment

the employer shall apply for a personal medical account settlement card for employees while participating in the basic medical insurance. Within 3 days from the date of joining the medical insurance, the employer shall apply to the social medical insurance agency and provide relevant information. The social medical insurance agency shall, after receiving the application from the employing unit for building a household for employees, carefully examine the relevant materials, establish individual accounts for employees within 15 days, and issue individual account settlement cards.

timely inject funds into employees' personal medical accounts, and bear interest according to relevant regulations. Retirees placed in different places may not issue cards temporarily.

the insured person can take the personal medical account card to seek medical treatment and purchase medicines at any designated medical institution and designated pharmacy in the overall planning area. When the funds in the personal medical account are insufficient, they will be paid in cash.

transfer inheritance

when the insured person is transferred from the local area, the funds in the personal medical account will be transferred with him. If it cannot be transferred, the balance of the personal account can be returned to him and the personal account will be cancelled.

if the insured dies, the balance of the personal account can be inherited by his legal heir.

report the loss and reissue it

The insured shall properly keep the personal account card. If it is damaged and needs to be replaced with a new card, the cost shall be borne by the individual. If the personal account card is lost, it should be reported to the medical insurance agency or the designated unit with the relevant documents in time, and the medical insurance agency should immediately seal the account. If you can't find it within 3 days, you should apply for a new card at your own expense.

the personal account of the medical expenses incurred during the loss reporting period shall be paid by the employee in cash. If the personal account card is fraudulently used before reporting the loss, the insured shall bear the losses.

when the insured uses the card to purchase medicines and settle medical expenses, the service personnel of designated medical institutions and pharmacies should carefully check, and those who find forged or fraudulent loss reporting cards should be detained immediately and notified to the social medical insurance agency. Designated medical institutions and pharmacies shall not refuse card funds or exchange cash for cardholders.