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Will the postal credit card send a text message when it is overdue?

Yes

If the credit card is overdue, the bank will send a text message to remind you first. If you still don't pay back, the bank account manager will call you and ask you to pay back as soon as possible. If the credit card is temporarily unable to repay, you can apply for installment or minimum repayment.

Overdue credit card will affect personal credit information, interest and late payment fees, as well as withdrawal and installment application. It is recommended not to be overdue.