If you fail to sign at your domicile, JD Finance will return the overdue notice.

It's usually not that bad. He just sent you a short message and a notification letter, and then told you that you owed money and paid it back quickly. Then I tell you, if you don't pay back, I will send you a lawyer's letter, or if you don't pay back, I will sue you in court, and then you will be posted on the credit report. That's all. If you really don't have the money to pay back, he can't do anything about you, but you still have to pay back as much as possible.