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What are the requirements for postal credit card application?

1. The applicant is between 18 and 60 years old and has full capacity for civil conduct.

Two, the applicant needs to have good personal credit, no bad overdue records.

Three, the applicant needs to have a stable job, monthly income can be repaid on time.

Four, the applicant's name must have certain property, such as real estate, vehicles, etc.

Postal savings in China can be traced back to the postal savings business started in 19 19, which has a history of one hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Limited was formally established. 20 12 1 month, the whole company was restructured into a joint stock limited company. From 20 15 to 12, ten domestic and foreign strategic investors were introduced. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 to 12 were listed on the Shanghai Stock Exchange, and the three-step reform goal of "share reform-leading battle-listing in A and H" was successfully completed.

1. How to handle the credit card of the Postal Savings Bank?

1. Credit card conditions of China Postal Savings Bank: China residents, foreigners living in China, compatriots from Hong Kong, Macao and Taiwan, if the applicant is at least 18 years old, has full capacity for civil conduct and good credit standing, they can apply for a personal credit card master card from the card issuer with their valid identity documents. Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. The main cardholder can apply for cancellation of the supplementary card at any time. Have a stable repayment ability.

2. Application steps: fill in the application form; The required documents provided by the credit card of the Postal Savings Bank are: ID card; Work certificate or income certificate; Work phone, home phone and my mobile phone; Tax payment certificate; Proof of assets such as real estate and vehicles under the name of an individual. If you already have other bank credit cards, you can also provide the following copies. Proof of work or income is very important. In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.