financial summary

Financial work summary model essay (generally 5 articles)

Time flies, the years are seamless, and a period of work has ended. During this period, we have made a lot of achievements in our work, so we should do a good job summary. How to write a work summary to give full play to its role? The following is a summary model essay (generally 5 articles) on financial work compiled by me for reference only. Let's have a look.

Summary of financial work 1 20xx year is coming to an end. Below, I would like to summarize the work of the financial service center in the second half of the year to all leaders and colleagues. If there are any shortcomings, please criticize and correct me.

1. Personal achievements: I joined the Financial Services Center of Hebei Social Elite Federation in August 20xx. The first is a week-long induction study, mainly to understand the rules and regulations of some centers, get a preliminary understanding of the organizational structure of financial centers, and get some introductory knowledge of the financial industry. Then we contacted some corporate members to understand their financing needs. In the second week, we began to learn financial business. After a month's work, our business skills and service skills have been continuously improved, and the docking of member enterprises with some investment companies, guarantee companies, bank-related personnel and businesses has been initially completed. The number of financial service centers has increased from two to 12. Next, our main job is to build a perfect financial service platform to provide good financial services for the small and medium-sized enterprises of our association. First, actively adjust the credit structure, develop credit products and services suitable for the capital needs of SMEs in our association, improve the indirect financing services for SMEs, and reduce the financing costs of SMEs in our association. The second is to innovate the communication between banks and enterprises to solve the financing problem of small and medium-sized enterprises. Next year, we will strive to hold more bank-enterprise fairs, actively carry out the activities of the enterprise service year of our association, and increase the credit line for small and medium-sized enterprises. Third, strive to launch the p2p financial management platform of the financial service center before March next year, so as to seek more benefits for the members and enterprises of the association.

2, solid service, vigorously support small and medium-sized enterprises and quality projects. According to the characteristics of "short, small, frequent and urgent" capital demand of small and medium-sized enterprises, our center strives to open up a "green channel for elite-linked small and medium-sized enterprises to lend money", which speeds up the time and improves the lending efficiency. At the same time, combined with its own service characteristics and market changes, we will actively explore effective ways of guarantee and loan, and launch new loan varieties to finance various enterprises. In view of the management level, assets and liabilities, loan repayment ability and other factors of enterprises, we will actively promote enterprise rating and credit granting.

3. The main difficulties encountered in the development of financial services: First, due to the lack of talents, outdated concepts and lagging management in financial centers, I have insufficient awareness of serving SMEs. The idea of "small wealth means security" is relatively common, lacking innovative consciousness and pioneering spirit. Second, there is a lack of financial service center management system, lack of financial post personnel, and irregular accounting. Third, some small and medium-sized enterprises do not have enough collateral. The existence of these problems has affected the confidence of Chinese enterprises in issuing loans.

4. Policy suggestions for further improving financial services. According to the customer's financing amount, financing period, guarantee ability and other factors, provide differentiated credit products, and provide credit or guarantee, mortgage rate amplification and other forms of credit products under controllable risks. Fully understand and master the situation of small business credit market, reasonably evaluate the scale and potential of small business credit market, and provide decision-making basis for market segmentation and market positioning. At the same time, it is necessary to establish a continuous and dynamic market research mechanism to cope with the changing market environment. With the concept of "opening up the market, actively marketing and cultivating customers", we will change the traditional concept of "waiting for customers to come to our door", make full use of and integrate customer resources, and establish and improve three-dimensional marketing channels by means of resident marketing, relationship marketing and targeted marketing, supplemented by brand promotion. In view of the imperfect financial system and weak mortgage guarantee ability of small enterprises, the traditional practice of "paying more attention to mortgage than analysis" was changed, and the method of collecting information from various aspects and verifying information through multiple channels was adopted, focusing on investigating customers' repayment willingness, repayment ability and sustainable operation ability, and measuring repayment ability mainly through the investigation and analysis of customers' real business situation, real cash flow and future disposable cash flow (at least outside the loan period).

The financial service center was established less than half a year ago. Facing the new task and the new situation of financial development, we will continue to strengthen our study, be brave in exploration, overcome difficulties, and strive to create a new situation in the work of financial service centers.

Summary of financial work II. Adjust the two structures and revitalize the capital stock. This year, the state implemented the policy of "double tightening" of finance and credit, aiming at reducing monetary input, promoting the adjustment and optimal allocation of the original production factors, thus achieving the purpose of controlling inflation and developing the economy steadily. The commercial department is responsible for withdrawing funds and prospering the market. How it works is of great significance for stabilizing the market and promoting economic development. We believe that only by revitalizing the capital stock, adjusting the two structures, improving the original capital efficiency and alleviating the contradiction between supply and demand can we support commercial enterprises, improve efficiency and keep the market.

(1) Adjusting the loan structure of enterprises of Class I, II and III.

(2) Adjusting the capital occupation structure of commercial enterprises.

For a long time, due to the low management level of commercial enterprises in our city, improper use of working capital, more funds have been deposited. There are three irrationalities in the stock of funds: first, there are too many problem commodities, and the occupation of commodity funds is unreasonable; Second, the occupation of settlement funds is high, and the internal structure of all liquidity is unreasonable; Third, its own funds are less, accounting for an unreasonable proportion of all working capital. In view of these three irrationalities, we have made great efforts to adjust the existing stock structure and revitalize funds from the stock, mainly in the following aspects:

1. Focus on clearing the potential and tapping the potential. In view of the problem of high capital occupation and great potential of commercial enterprises, this year we suggested that the municipal government hold three mobilization meetings to tap the potential, formed leading groups at all levels to tap the potential, and formulated a series of reward and punishment policies, which set off a climax in the city and turned the "one-man show" of banks into a chorus of banks and enterprises, which effectively promoted. In the third quarter, we also organized a "trilogy of debt settlement", and sent 28 loan officers to help enterprises settle their debts at three levels: inside the city, outside the city and outside the district. The loan was 317,5810000 yuan, which was well received by enterprises.

2. Fully urge enterprises to replenish capital and squeeze money from consumption. In order to solve the problem that commercial enterprises have little self-owned funds and poor ability to resist risks, in addition to issuing liquidity loans and using interest rate leverage to urge enterprises to replenish capital, they also widely publicize and actively mobilize enterprises to learn to live a tight life and turn consumption funds into operating funds. Under our impetus, all the 2.85 million yuan of funds prepared for consumption were used by seven enterprises to participate in the turnover. For example, the regional textile station delayed the construction of dormitory buildings, leaving 850,000 yuan of profits for enterprises, all of which were used to supplement working capital. This year, * * * urged commercial enterprises to make up 6.5438+0.58 million yuan, six times the annual plan.

(4) Queuing and monitoring commodities.

In order to ensure the market supply and know which products consumers are most sensitive to and need most, we spent nearly two months at the beginning of the year queuing 300 kinds of daily consumer goods, and discharged 97 kinds of best-selling goods, 134 kinds of flat-selling goods and 69 kinds of unsalable goods. Through queuing, we found out the market situation and found the focus of our work. In order to make the procurement of commercial departments fully supply the market, prevent the backlog and reduce the occupation of funds, we focus on monitoring 50 kinds of commodities such as matches, soap, milk powder and enamel supplies, establish monitoring cards, monitor and analyze the purchase, sales, storage and price of these commodities every ten days, and then guide commercial enterprises to adjust their procurement priorities in time. For example, in April and May this year, we found that many commercial departments had weak match stocks and chaotic market prices, and timely provided funds to support key purchases of department stores. In just 7 days, the market was full of matches and the price fell back to normal level.

(five) the pressure on the collective, the pressure on the state, focusing on supporting state-owned retail enterprises.

20xx years have passed and a new year is coming. We are determined to unswervingly implement the rectification strategy, make great efforts to adjust the credit structure, make new achievements, reach a new level, vigorously promote the commodity circulation in our city, and make contributions to the development of economy and the revitalization of Liaocheng.

Summary of Financial Work 3 Since I moved into xx on X, I have summarized my previous work from four aspects:

I. Project members of the Company:

The salespeople in xx Marketing Department are all young. Although they are full of energy and affinity in their work, they lack experience, especially in dealing with emergencies and some new problems. Through the early project operation, the ability of sales staff and their understanding of the project have been greatly improved. In the future, this problem will be solved through the training of sales staff and the adjustment of internal personnel.

Due to Party A's running-in of the business philosophy of enterprise brand and real estate brand, the resource allocation of the marketing department has not been fully put in place. Through intensive work in the early stage and continuous communication between the two sides, this problem has been solved.

Second, the work of the marketing department is coordinated and the rights and responsibilities are clear.

Due to poor coordination, a lot of work in the marketing department is procrastinating and wrangling. On the one hand, as the leader of xx Company, I have a great responsibility. Poor coordination or poor communication will lead to differences in work direction. Over time, the two sides will have great differences in ideas and work objectives, which is quite irreparable. Fortunately, knowing the seriousness of the problem, we are also actively working hard in this regard, with the same goal, simplicity and efficiency.

However, there are still some unclear problems about the responsibilities and rights of the marketing department. I think the marketing department should have certain authority and only perform the sales procedures. Problems (big or small) will inevitably lead to inefficiency, and the control of some problems will also have a negative impact on sales, so the marketing department will be very passive. Establishing a system with clear rights and responsibilities and clear work flow is the top priority of our next work.

Third, about the meeting.

Meeting is a very important work link and content, but neither the meeting in our company nor the meeting with the development company is very satisfactory, which is related to the vagueness of the meeting content, meeting form and arrangement of participants in our company. Now we want to solve this problem in a targeted way through different organizational forms, such as thematic meetings, leadership meetings, and big meetings. In addition, we can actively communicate with the development company below, which will be more conducive to solving the problem.

Fourth, the management of the marketing department.

In the previous stage, due to the concentration and urgency of the work, the management of the marketing department was also practical, relying too much on everyone's consciousness and not too much on rules and regulations, and there was a great crisis lurking, and some people had problems in their thoughts and actions. In the future, we will strengthen internal management, improve the management system, exchange ideas, understand real ideas, and avoid things that are not conducive to cooperation between the two parties and project operation.

The above is just a rough summary of the work. Due to the rush of time, there will be many shortcomings I hope your company can correct me. We will attach great importance to it and solve it in time. Finally, I wish both parties a happy cooperation and a complete success of the project.

Summary of Financial Work 4 It has been one year since I joined the work in May of 20xx. In this year, under the careful care and guidance of the unit leaders and colleagues, I have made great progress in all aspects through my unremitting efforts. Now I will report my work in the past year to the unit leaders and colleagues as follows:

First, ideologically

Through participating in a series of study and training organized by work and unit, I deeply realized the importance and necessity of combining theoretical knowledge with practice. Before work, I was so indifferent to the sense of collective honor and overall situation that I didn't know what emancipating the mind was. I have been working for a year, and every link from work to life and from life to practice is so important that we can't ignore it. Those of us who are engaged in financial work, especially those engaged in front-line counter business, should always keep a high degree of vigilance and careful mind, and realize what it means to do one thing well again and again, which is the truth of success! In the face of money, we should stand the test and temptation and firmly establish the correct values of money. Safety is more important than the sky, so we must always raise safety awareness, strengthen internal control management and build a safe levee.

Second, at work.

Continue to maintain a good work style and positive learning attitude. Ask and learn more from old employees, and don't be ashamed to ask questions. Dare to explore and develop new businesses and new varieties, actively do a good job in foreign storage, conduct self-examination and self-correction in combination with their own work practice, find problems in their work, be good at finding problems and be diligent in thinking. I remember being so confused and at a loss when I first started working. I will be nervous when handling business, afraid of making mistakes. So the first few days were really difficult for me. In fact, this is no good, it will only add more burden and pressure to yourself. Later, through constant practice and exploration, I finally overcame my fear, and my business began to gradually change from unfamiliar to familiar, from nervous to calm. Now, work is a pleasure, a responsibility and a lofty mission for me.

Third, in life.

Never attending a meeting, never realizing it, from scratch, from dependence to independence, this is a short and long journey. After a year of hard work and struggle, I have begun to learn how to manage my finances. I used to reach out to my parents only when I had no money. Now it's my turn to be the "master" and take control of the economy myself. Even the usual schedule of work and rest can no longer be as irregular as it was before joining the work. Seize every minute of your life every day, and you can only handle everything by yourself, and you can no longer rely on your family and friends around you. After taking part in the work, sometimes I may have to go home late when I work overtime, and sometimes I have to work overtime even when I have a rest. After busy work every day, I drag my tired body home. This is work, although a little tired, but it is so full and meaningful.

Of course, I also have some shortcomings in this year's work. Not mature enough in thought. Not active at work, not self-disciplined in life. I hope that through future efforts and hard work, I will make corrections and strive to be the best!

How time flies! I have been working for a year in a blink of an eye. Looking back, I can't help thinking. In a word, the short year of work is a year of changing my role in life, a year of growing up, a year of being familiar with, loving and willing to devote myself to rural finance for life.

Finally, on the occasion of the arrival of 20xx, I sincerely wish the cause of our region prosperity and further progress! I wish all colleagues in our district good health, smooth work, happy family and all the best in the new year!

Summary of Financial Work in 5-20xx Under the correct leadership of the Municipal Party Committee and the Municipal Government, with the strong support of the People's Bank of China, the Banking Supervision Branch and the relevant departments directly under the municipal government, and with the joint efforts of various financial institutions, the Municipal Financial Office closely focused on the overall situation of the city's reform, development and stability, innovated its work ideas, strengthened its work measures and implemented its work responsibilities according to the work objectives set at the beginning of the year, and created a new situation in all its work. It was rated as a civilized organ directly under the municipal government and an advanced business service unit in the city. 1 person won the second class merit, and 1 person won the honorary title of advanced individual in the city's business work.

First, outstanding credit supply has provided strong financial support for the city's economic and social development.

Actively coordinate and cooperate with the Municipal People's Bank and the Banking Supervision Branch to carefully analyze the financial situation, extensively carry out cooperation between government, banks and enterprises, and strive to increase the effective supply of credit.

First, strengthen work scheduling, hold quarterly financial situation analysis meetings, inform the situation, analyze problems, study countermeasures and promote work.

Second, around the activities of "changing mode and restructuring" and "accelerating the year of industrial development", the People's Bank of China and the Municipal People's Bank held nine cooperation talks between government, banks and enterprises in seven counties and municipalities directly under the Central Government respectively, and a total of 696,543.8 billion yuan of loan intention funds were implemented for 697 enterprises.

Third, carefully analyze the reasons for the high loan interest rate in our city, and coordinate relevant banking institutions to appropriately reduce the loan interest rate to benefit enterprises and society.

Fourth, support the Municipal Banking Supervision Branch to carry out small business loans and Changlin Group syndicated loans of 654.38+0.97 billion yuan, support the Agricultural Bank and Agricultural Development Bank to carry out new rural construction loans, conscientiously implement the strategic cooperation agreements signed by the municipal government, Jinan Branch of the People's Bank of China and Minsheng Bank Head Office, and provide strong financial support for the construction of "two-oriented society", the development of small enterprises and project loans in the city.

In 20xx, the balance of local and foreign currency deposits in the city was 212.36 billion yuan, an increase of 35.55 billion yuan compared with the beginning of the year, ranking seventh and sixth respectively in the province. The balance of local and foreign currency loans in the city was155.97 billion yuan, an increase of 29.89 billion yuan compared with the beginning of the year, ranking sixth in the province in terms of loan balance and new increase.

The second is to pay close attention to the listing of enterprises and achieve new breakthroughs in direct financing.

Taking increasing the listing financing of enterprises as the top priority, actively organizing various listing training and promotion activities and strengthening tracking services for key enterprises have effectively promoted the listing of enterprises.

First, actively do a good job in the cultivation of enterprises listed. At the beginning of May, the key backbone enterprises and small and medium-sized scientific and technological enterprises with annual net profit exceeding 5 million yuan in the city were investigated and counted, and 50 candidate enterprises to be listed were classified and screened, which provided basic information for cultivating reserve listing resources.

The second is to create a good listing environment. Go deep into enterprises to strengthen research, fully understand the policy needs of enterprises in the process of restructuring and listing, and formulate policies and regulations to promote the listing of enterprises in our city; Invite Zhao, member of the Party Committee and assistant director of the Provincial Securities Regulatory Bureau, to make a counseling report on enterprise listing, systematically explain the significance, relevant regulations and specific requirements of enterprise listing, and deepen enterprises' understanding of the capital market; It has organized more than 20 enterprises to participate in various listing training activities organized by the Provincial Finance Office four times, which has stimulated the enthusiasm of enterprises for listing. Through various channels, contact and exchange with citic wantong, Guotai Junan, CITIC Jiantou, Jingyuan Investment, Jianxin Investment, Luxin Gaoxin Investment and other well-known securities companies, investment companies and accounting firms, and reach cooperation intentions to provide professional services for listed companies. Actively strive for the support of higher authorities, and the mayor in charge led the team to report to the Provincial Finance Office, the Provincial Securities Regulatory Bureau and the China Securities Regulatory Commission for six times, further strengthening the contact with higher authorities.

The third is to establish a regular communication and reporting system for listed companies. Strengthen work scheduling, keep abreast of the listing progress of enterprises, and help enterprises coordinate and solve the difficulties and problems in the listing process. On September 8th, Kim Jong Dae was listed on the small and medium-sized board in Shenzhen, with a financing of 65.438+0.50 billion yuan, which is the first enterprise listed in our city since 65.438+0.999. Luxing Titanium Industry and Longgang Tourism are listed on Tianjin Stock Exchange and Nasdaq Stock Exchange in new york, USA respectively. Hony Tech's application materials for listing have been submitted to the Growth Enterprise Market Development Department of China Securities Regulatory Commission, and relevant materials are being supplemented according to the feedback. Stanley's listing materials have been accepted by China Securities Regulatory Commission. Lishide Machinery is conducting listing counseling, Lichen Logistics is screening new listing projects for re-listing, Sheng Xing Mining and Luoxin Pharmaceutical are preparing for the second listing in different places, and Leihua Plastics and Xingang Group are actively preparing for overseas listing.

Third, the concept of development has been strengthened, and great progress has been made in introducing financial institutions and building new rural financial institutions.

Firmly establish the concept of financial industrialization, constantly improve the degree of organization of the financial industry's own development, enhance its pillar position in the development of the city's service industry, and enhance its leading role in economic and social development.

First, effectively increase the introduction of financial institutions. Thanks to the active efforts of all parties, Shanghai Pudong Development Bank Linyi Branch, China Merchants Bank Linyi Branch and Laishang Bank Pingyi Branch have opened this year, and Huaxia Bank and Industrial Bank have approved the establishment of branches in our city. Tongxin Securities and Linyi Business Department of Jin Peng Futures opened in succession.

Second, vigorously develop new rural financial institutions. Breakthrough progress has been made in the construction of rural banks. On February 29th, 65438, Shang Qi Village Bank in Hedong District opened, which is the first village bank established in our city and the sixth village bank in the whole province since XX years. China Bank Head Office and Singapore Temasek Company set up a village bank in Yishui County, which is planned to open early next year. The construction of village banks in other counties is progressing solidly. The pilot projects of microfinance companies have developed rapidly. Intensify the upward struggle and actively do a good job in the selection of enterprises and the review of submitted materials. With the care and support of the Provincial Finance Office, a new microfinance company 1 1 was established throughout the year, bringing the total number of microfinance companies in the city to 14, ranking third in the province; Actively coordinate all banking institutions to provide supporting financing for microfinance companies, strengthen business supervision, and promote the healthy operation of microfinance companies; The registered capital of 13 microfinance companies opened in 20xx is139 million yuan. This year, 2.275 billion yuan of loans have been issued to the society, including 23 1 household for small and medium-sized enterprises, 296 individual industrial and commercial households and 977 households for agriculture, rural areas and farmers. The operating profit is 9.452 million yuan, giving full play to the role of microfinance companies in small and medium-sized enterprises.

Third, vigorously support the development of local corporate financial institutions. Support the strategic transformation and upgrading of Shang Lin Bank, enhance the "internal strength" of enterprises and expand the development space. Since the beginning of this year, Ningbo Cixi Sub-branch, Tancheng, Linshu, Feixian, Yinan Sub-branch and Ningbo Beilun Sub-branch have successively opened. In accordance with the requirements of the "Linyi Rural Small and Medium-sized Financial Institutions Banking Reform and Development Plan", we will actively promote the establishment of rural commercial banks by Feixian Rural Cooperative Bank. The fourth is to strengthen financial research. He wrote a weighty research report, such as "Report on Exploring the Establishment of Property Rights Trading Institutions and Financial Support for the Development of Commercial Real Estate in Our City", which played an important role in serving the decision-making of leaders and promoting the development of local economy.

Four, adhere to the overall planning, insurance to ensure the rapid development of securities and futures industry.

The fourth member congress of Linyi insurance industry was held, and a new leadership team of the association was elected, which comprehensively strengthened the self-construction of the association and further improved its execution and service level; Solidly carry out the "Consumer Satisfaction Action" activity, and the Municipal Insurance Association signed a "Consumer Satisfaction Action" commitment letter with various insurance companies, which enhanced the service awareness and social responsibility of insurance institutions; Organizing representatives of the Municipal People's Congress to inspect the insurance industry, showing the achievements of the insurance work in our city, and improving the attention of all levels, departments and all sectors of society to the insurance work; Together with the Municipal Banking Supervision Branch and the Insurance Association, the Notice on Strengthening the Cooperation between Banking and Insurance and Regulating the Insurance Agency Business of Banks was formulated and issued, which played a positive role in regulating the banking market.

Actively carry out policy-based agricultural insurance, and the insurance for wheat, corn and fertile sows is progressing smoothly. At the end of 20xx, the risk liability amount of policy agricultural insurance reached 580 million yuan. In 20xx, there were 54 insurance institutions in the city (including 4 newly opened this year) with 44,000 employees. All kinds of insurance institutions in the city realized a total premium income of 7.63 billion yuan, a year-on-year increase of 38%. The total compensation and insurance benefits are estimated to be 654.38+0.53 billion yuan, and the amount of responsibility for various risks for the city exceeds 700 billion yuan. The standardization and rectification work of financing guarantee companies has been solidly promoted.

In accordance with the requirements of the provincial government meeting, a rectification meeting of the city's financing guarantee companies was specially held to review the submitted materials in batches as required. At present, six companies, including City Guarantee Company, Tiancheng, Yisheng, Huarui, Xinyuan and Dingli, have been reconfirmed by the Provincial Finance Office, and the materials of Zhonglian, Lantian and Junan have been submitted to the Provincial Finance Office for approval. In 20xx, the guarantee amount of 28 guarantee institutions operated by the whole city reached 7.6 billion yuan, an increase of 2.93 billion yuan or 62.7% over the previous year.

In the securities industry, there are 6 business departments of securities companies in the city, with a new account of183.26 million, and the annual cumulative transaction volume of153.62 billion yuan. In the futures industry, there are 4 business departments of futures companies in the city, with 2.838 million transactions in the whole year, with a transaction amount of19/kloc-0.67 million yuan and a profit and tax of 760,800 yuan.

Verb (abbreviation of verb) has intensified the resolution and disposal of non-performing loans and achieved remarkable results.

Give full play to the functions of departments and take solving non-performing loans of enterprises as a major event.

First, promote the establishment of Financial Assets Disposal Service Co., Ltd. to provide "one-stop" service for the disposal of non-performing loans of financial institutions, and dispose of non-performing loans in that year 1 10,000 yuan.

Second, enterprises with many non-performing loans and many financial institutions will be listed as key points, and the court and the banking supervision department will coordinate and cooperate, make full use of loan write-off and asset restructuring to improve the disposal effect, and increase the disposal of non-performing loans of key enterprises. The creditor's rights problem of China Construction Bank in Pingyi No.1 Middle School has been satisfactorily solved; The disposal of non-performing loans of key enterprises such as Yamei Textile, Aolong Logistics and Luohu Real Estate has been basically solved; The disposal of non-performing loans such as Ouyada, Zhongshan Pulp & Paper, Shunhe Agriculture, Industry and Commerce and Zhengyi Textile is being actively promoted.

Third, open up new ideas, support rural credit cooperatives to increase the disposal of non-performing loans through various effective means such as land and forest rights replacement, and replace non-performing loans by 2.489 billion yuan in the whole year. In 20xx, the balance of non-performing loans of banking financial institutions within its jurisdiction was 7.04 billion yuan, a decrease of 3.05 billion yuan compared with the beginning of the year; Non-performing loans accounted for 4.5%, down 3.23 percentage points from the beginning of the year.

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