Short message content of mortgage interest rate reduction

Hello! If the interest rate is lowered and the repayment amount of the loan increases, then the repayment amount of the current period on the adjustment date is higher than that of the previous period, mainly because the principal in the repayment amount of the current period on the adjustment date is more than that of the previous period, that is to say, you have repaid a part of the principal in advance.

Accelerating the repayment of the loan principal will reduce the total interest expense of the loan, which is beneficial to you as a whole.

Tips: The specific business types, handling procedures and handling conditions shall be subject to the relevant regulations of local branches.

In other cases, it is recommended to contact the Agricultural Bank loan outlets for detailed consultation.

(Answer time: 202 1 April1. In case of business changes, please refer to the actual situation. )