The text message shows that the loan of Agricultural Bank of China has not been repaid.

First of all, the bank will send people to keep urging loans and bear high penalty interest.

Secondly, if the bank sues, it is likely to apply to the court for the preservation of personal assets, such as real estate, cars, deposits, stocks and so on.

Third, if the assets are cleared, the loan principal and loan reminder fees cannot be returned, you can apply to the bank for salary income (deducting basic living expenses).

Fourth, unless you take deliberate fraud or provide false information to borrow money, you will generally not go to jail.

Fifth, if you can't pay back the money within a certain period of time, you will be blacklisted in the credit information system, you can't borrow any more, and it is difficult to apply for a credit card.

Tips:

Loan is a contractual act, please follow the rules to avoid leaving bad records in future credit investigation.

Consequences of overdue:

1. If the repayment is not made at one time, the bank will call and send a short message to remind you to repay the loan on time, and at the same time, it will impose a penalty.

2. If the repayment is not made for three consecutive times, the bank account manager will collect it and the borrower will be penalized.

3. If the overdue repayment times reach 6 times or more, the bank will protect its rights and interests through legal means, and may freeze its property during this period.

If the bank and the borrower fail to negotiate, the bank will auction the mortgaged property through legal procedures.