Staging music said that local field staff will deliver it to your door. Is it true?/You don't say.

It depends on your specific situation.

If your overdue amount is very high, reaching more than 30 thousand yuan, or even more than 50 thousand yuan. Although installment music is only an online loan, once possible, it will be dunned.

If the overdue amount is not high and the overdue time is not long, basically no online loan company is willing to come to the door for collection, because this behavior itself requires manpower and material resources, and there is a certain risk, and I will not take this risk in the company.

First of all, you need to evaluate your overdue situation.

As I said above, whether the other party comes to collect money depends on your overdue situation. If your situation is already very serious, at this time, the other party will not only come to the door to collect money, but you are likely to bear legal responsibility, because the other party may also take you to court at the same time, and sometimes the other party will even apply for property preservation, and your bank card will also be frozen. This situation is already very serious.

Second, there is no need to be confused by the collection.

For those small loans, the credit line of installment music itself is not high, so the fees that users can overdue will not be too much. It is precisely because online loans such as installment music are very informal and charge high interest, so many users can't afford the money. In order to further reduce the bad debt rate, online lending companies will try their best to put pressure on your psychology through various means, and the so-called door-to-door collection is one of them.

Third, whether this situation is true or not, you need to pay back in time.

At present, basically all online loan products are based on personal credit information. When the user is overdue, it will not only be very troublesome, but also affect a person's personal credit information. For many users who borrow online loans, these users are relatively young, and there is absolutely no need to affect personal credit information because of thousands of dollars. Borrowing online loans is not a wise choice. Some people don't even have the concept of personal credit, which is why so many people are deceived.