How to settle interest on Agricultural Bank of China’s multi-level account books?

Hello! If you have a deposit in your personal current account, on the 21st of the last month of each quarter (March 21, June 21, September 21, and December 21), our bank will transfer the interest on the current account in the quarter to to your account, and a text message containing the words "Interest Settlement Transaction" will be sent to you on the next day. This text message is sent uniformly by our bank and only displays the interest amount and does not display the account balance.

Debit card account current deposits are subject to interest settlement on a quarterly basis. The 20th of the last month of each quarter is the interest settlement date. Interest is calculated based on the interest rate listed on the interest settlement date or its interest rate, and the interest is transferred to the principal on the 21st. If the account is closed before the interest settlement date, interest will be calculated based on the current interest rate announced on the account closing date until the day before the account is closed.

(Answer time: April 16, 2021. In case of business changes, please refer to the actual situation.)