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How to save money without a bank card?
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.
Precautions for using bank cards:
(1) When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection device and credit card protection slot of the ATM, please do not use it for safety reasons and notify the bank immediately.
(2) In order to prevent fake ATMs, customers should try to choose self-service banks with obvious signs and use ATMs under the video surveillance of banks.
(3) It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose the card number and password of your bank card at will.
(4) When spending by credit card, don't let the bank card leave sight. Pay attention to the number of times the cashier swipes the card. When you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card.
(5) Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found.
(6) If you suspect that the funds have been stolen, you should immediately call the customer service phone of the bank and report the loss of the bank card account in time.
Frequently asked questions when using bank cards:
(1) Bank cards should not be placed with mobile phones, televisions, stereos, microwave ovens and other electrical appliances with strong magnetic fields. It's better to put it away. Don't put multiple bank cards and passbooks together.
(2) When buying a wallet, there are usually small hard cards launched by several brands. Don't throw them away! When playing cards, except that the cards can't be on the same interlayer, put a card of this kind on the side with magnetic stripe to play the role of spacing.
(3) ICBC has a special bank card holder, which works well and can be used many times.
(4) It's also good to use ID cards for spacing. (The second-generation ID card is a radio frequency card, not a magnetic card, so the ID card will not "degauss" with the bank card. )
(5) Finally, it should be noted that the bank card must not be put in a pocket directly with the mobile phone, so it is likely to be degaussed soon.
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