What is the reason for the failure of Shuxin e-loan?

Credit card overdraft. Shuxin e loans are all users with good reputation and good situation. If the loan fails and the credit card is overdrawn, you can change the credit card. Shuxin e-loan is a loan product launched by Sichuan Rural Credit Cooperatives, and it is the first full-line credit consumption loan product launched by Sichuan Rural Credit Cooperatives.