Ping An Lease began to sue after several overdue periods.

Usually three months overdue will be prosecuted.

If you don't pay for more than three months, it will be very serious. If the loan bank collects the loan according to law, it will bring a lawsuit to the court according to the loan contract and guarantee contract (mortgage or pledge contract), and the court will take measures such as property preservation, including freezing the deposits in all bank accounts of the lender and loan guarantor and sealing up the pledged property.

Overdue records will be reported to the credit investigation system, because the current credit investigation mode is t+ 1, which means that as long as you are overdue, you will report it to the credit investigation system immediately. Therefore, when using Ping An financial leasing, we must pay attention to repayment on time. If it is overdue, it will have a certain impact on your credit, and there will be penalty interest for platform business overdue.

Ping An Car Loan provides users with a repayment grace period of 10 days. Within 10 days after the repayment date, as long as the user settles the arrears, it will be regarded as normal repayment. After that, the user can check the personal credit report and repay the car loan within the grace period, and there will be no overdue credit record. This user can rest assured. Therefore, the repayment time of Ping An car loan to users is relatively long.