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Summary of personal reflection of banks
Summary of Bank Personal Response 1
The year of 2008 is a year of great importance in the development history of ICBC, and ICBC has taken the step of shareholding system reform. For Nan 'an Sub-branch, 20-2000 was a year of hard work, change, innovation, clear thinking and development. During the year, the institutional integration of branches and their subsidiaries developed steadily, and the system integration was expected to be good. This year, the organization gave me many opportunities to study and exercise.
First, strengthen study, improve one's comprehensive quality and adapt to new demands.
I am engaged in savings work, and pay attention to the cultivation and study of personal ability. Standardize quality service for depositors, study hard skills, learn new knowledge on the basis of mastering the original process, and humbly ask and learn from professional departments when encountering places that you don't understand. To meet the needs of bank reform, my working ability and comprehensive quality have been improved to a certain extent, and my professional skills have also been updated and improved in various stages of ICBC reform.
Second, implement quality work with a sense of responsibility and the service concept of customer first.
In 2000, I worked as a supervisor in Changjiang Village Savings Office, mainly responsible for heavy control, internal control, accounting quality and counters. Internal control management, last year, the whole branch never ranked the bottom 50 in the accounting quality appraisal, and it was also in the top several times.
Among the thirty or forty people, I was personally rated as an error-free teller in Nan 'an Sub-branch for two consecutive months.
My customers think, regard the customer's affairs as their own business, put themselves in their own shoes, worry about the customer's urgency, think about the customer's thoughts, boldly explore ideas, solicit different jobs from customers, and strive to serve customers with the best quality, thus winning the support of customers for our bank. During my work in Changjiang Village Savings Office, I have developed from friendship with many customers to friendship, and I have been praised by different types of customers for many times, and I have never received a customer complaint.
The times are changing, the environment is changing, and the work of banks is changing. Every day there are new things and new situations that I need to follow. It is my effort to learn new knowledge, new skills, the surrounding environment and the ability to perform duties, train ICBC employees and plan the best career. Of course, I still lack details and operation. In the future, I will, as always, do my job well, and always spur myself with the service concept of endless service, innovative service and lasting service. With the help and help of my colleagues, I will contribute to the reform and development process of ICBC and implement the quality service work!
Summary of personal reflection on banks II
From 20 to 2000, under the correct leadership of the bank, I strengthened my study, corrected my work attitude, worked hard in my post according to the bank's work requirements, served customers sincerely, completed my work tasks well and achieved certain results. The work in 2000 is summarized as follows:
First, complete the task and get good grades.
From 20 to 2000, as a front-line teller, I set my task as two aspects: one is to do a good job as a front-desk teller, and the other is to actively sell bank wealth management products. In the work of the front desk teller, I am careful, legal and legal, and basically achieve zero violations and zero errors; In the sales of bank wealth management products, I actively promote and strongly recommend * * * to sell bank wealth management products 1 10,000 yuan, including funds 1 10,000 yuan, insurance 1 10,000 yuan and bank cards 1 10,000 yuan.
Second, actively expand business and do a good job of new and old customers.
In my work, I always establish the concept of customers. While doing a good job as a front desk teller, don't forget to actively sell bank wealth management products and expand the space of bank wealth management products with customers as the center. In order to attract new and old customers to buy bank wealth management products, we are anxious about customers' needs, think about customers' thoughts, impress new customers with details, and protect old customers with true feelings, and achieved good results. In the process of serving old customers, I carefully introduce relationship marketing, so that old customers can maintain enough confidence and goodwill in our services and products, consolidate their loyalty, encourage old customers to keep buying, and always keep the consistency of information coordination with banks, so as to achieve a win-win situation for both banks and customers. I also use the relationship between old customers to introduce new customers, and take old customers as the chain to drive new customers, thus expanding the sales of bank wealth management products, so that I can not only complete the sales task of bank wealth management products, but also promote the improvement of bank economic benefits.
Third, establish a sense of service and sincerely serve customers.
In my daily work as a front-line teller, I keep the spirit of seeking truth from facts, seeking truth from facts and being pragmatic, perform my duties in good faith, treat customers honestly, provide caring services and enhance my appeal to customers. Put the true feelings into the words and deeds of customers, adhere to the people-oriented, customer-oriented, all for customers, smile seriously, understand and be more enthusiastic in the service process; Start with a smile, always give customers a bright smile, treat customers as friends in good faith, serve with heart, and solve problems for customers; Always adhere to the customer-centered, customer interests as a consideration, sincerely display our image of high-quality service, realize sincere service and unlimited care, provide value-added services and care for different customers, and improve customer loyalty.
From 20 to 2000, according to the requirements of the bank, I did a good job as a front desk teller, actively sold bank wealth management products, completed the task, and achieved good results, and my service attitude and organizational discipline were obviously improved. On the basis of my achievements, I will continue to strengthen my study, improve my work skills and service level, work harder and harder, do my job well, create excellent work performance, and make my due efforts and contributions to the sound and rapid development of the bank.
Summary of personal reflection of banks 3
Time flies. In a blink of an eye, I have worked in a bank for two years. I still remember when I just graduated, I walked into the bank with full enthusiasm and perfect eyes. I have been working at the front desk since I joined the bank. With the help of leaders and colleagues, I always strictly demand myself to study hard, improve my professional skills, bring satisfactory service to customers with growing confidence, and gradually grow into the business backbone of the new branch. In the past two years, in the big family of the bank, I have moved from ignorance to maturity, walking on the road of my own choice, being diligent and self-disciplined, loving my post and being dedicated, and my pace will be more firm and full of confidence.
First, study hard, practice hard, love their jobs and be dedicated.
When I entered the bank, I was assigned to the post of savings cashier. It is often said that "savings cashier is a tedious and boring post, and there are endless things to do." I was scared when I first came into contact, but my indomitable character decided that I would not give up. I will work in this position for two years.
At that time, it can be said that it started from scratch, and the business was unfamiliar and the technology was weak. It was often difficult to handle business. A strong sense of frustration makes me silently "compete" with myself, and I must do my best. Study new business and new knowledge seriously on weekdays, and consult leaders and colleagues modestly when you encounter something you don't understand. Many things happen. After long-term hard practice, my overall skills have been greatly improved.
In the daily front-line service, I have always been full of work enthusiasm and good work attitude. The bank is a young bank, and every customer is managed by employees. This not only requires us to have skilled business skills, but also requires us to bring fast and high-quality services to each customer according to their different psychology and needs. In my daily work, I push myself with the service concept of "building a brand bit by bit". My post is a small window, a link between banks and customers. My words and deeds represent the image of the bank. After continuous hard study and constant tempering in the actual work for different customers, I have mastered the relevant business and rules and regulations at this moment and gradually grew into a business veteran. At this time, I gradually realized that saving or accounting is challenging.
Second, unity, cooperation and progress.
What the banking industry needs is the unity and cooperation of the masses, and one's strength is always limited. As a bank employee, I am not only satisfied with doing my job well, but also pay more attention to the role of transmission, help and guidance. I actively, enthusiastically and patiently help new colleagues adapt to the new environment, new posts and new jobs, so that they can get familiar with related businesses faster and master business skills better. Only when the overall quality is improved can the accounting level of the branch be improved. Let's work together and work happily in this warm big family in the new district.
Third, the business is comprehensive and enterprising.
In the increasingly fierce market competition, we must constantly improve ourselves while having a warm service attitude and skilled business potential, so as to better bring efficient and efficient services to our customers. All kinds of training and skill assessment organized by the branch company have brought a strong guarantee for me to improve my business skills as soon as possible. I always attend all kinds of training attentively, insist on listening carefully, and strive to improve my professional theoretical level by combining the rules and regulations and laws and regulations I usually study.
In the two years since I entered the bank, the bustling city has become no stranger. Whenever I come back late from the bank, I don't feel so lonely all the way with the warmth in the bank. There, I pursued my ideal wholeheartedly. I study every bit of knowledge with my heart, understand every job with my heart, and treat my work with sincerity and enthusiasm. In the big family of banks, my achievements this day are closely related to the masses. I am very happy to work in such a United and cooperative group. It is such people who give me the opportunity to learn and improve, and I cherish this opportunity. In the future work, I will win and retain customers with more thoughtful and enthusiastic service, and firmly establish the concept that "service is the foundation of the company and innovation is the road to development". Driven by the spirit of "dedication, love of posts, pragmatism and dedication", we will continue to forge ahead, work hard, grow together with banks and create a more perfect tomorrow.
Summary of personal reflection of banks 4
20-2008 was the year that I gained the most and made the greatest progress. Since the beginning of this year, on the basis of unity, hard work and struggle with my colleagues, under the care and correct leadership of the leaders, I have adhered to high standards and set strict demands on myself, conscientiously done my job, successfully completed all the tasks assigned by the leaders, and greatly improved my personal working ability. Looking back, the work in 20 10 is summarized as follows:
I. Work in 20 10 years
The front-line savings teller is the window and image of bank savings. There are the most customers and the largest transaction volume here every day. During this year, I mainly achieved the following:
(A) the concept of quality service
I arrive at work on time every day, make good preparations before work, attend morning meetings on time, strive to improve my labor skills, receive every customer with high-quality and civilized service as the standard, patiently and meticulously publicize our business regulations and related products, and answer customers' difficult questions. I remember that once an individual industrial and commercial household took hundreds of thousands of messy money to a branch for deposit. I devoted myself to sorting out and counting the bundles quickly, and soon told the customers the exact figures, and the customers praised me again and again. After a while, this customer transferred his savings in other banks to our bank. This incident made me deeply realize that in order to do a good job in business, we must adhere to the service concept of "thinking about the needs of customers, worrying about their urgent needs and eliminating their worries".
(2) Good working attitude
My job is mainly to carefully review the business data submitted by customers, standardize and improve the business operation process and level, raise the awareness of risk prevention, ensure that the transactions are entered correctly, complete the transactions within my authority, and hit the library three times every morning, noon and evening to ensure that the accounts, accounts and internal and external accounts are consistent; After work, check the teller flow with colleagues. My work is sometimes complicated, so I must be meticulous and conscientious. If I want to finish my work well, I must work hard to strengthen my study, hone my excellent skills and improve my quality. So I go to work during the day and go home at night to memorize and understand the rules and regulations and service rules, and practice counting money and microcomputer operation. Since then, I have taken the lead in learning in time, mastered the system and business requirements, understood every detail, insisted on learning while practicing, and humbly learned from colleagues and leaders who are better than myself. With the guidance and support of my colleagues and leaders, my comprehensive quality has been comprehensively improved, and my work during the period has also been improved.
(3) noble work style
In terms of work style, I can abide by the rules and discipline, unite with my colleagues, be realistic and optimistic, always maintain a rigorous and serious work attitude and meticulous work style, and work hard. Carry forward the fine tradition of hard work and helpfulness in life, always be honest, diligent, hard and simple, always bear in mind party member's responsibilities and obligations, be strict with yourself and play an exemplary role at any time. Adhere to the goal of "customer satisfaction and business development", do a good job in service, establish a good window image of enthusiastic service, and make every customer happy and satisfied. I always remind myself to start with the details. We will implement the spirit and requirements issued by the bank, make it subtle, civilian and life-oriented, and let customers feel warm here. There are often migrant workers or foreign students in the bank to handle personal remittances, and some people don't even fill in the required receipt. Every time I will explain the filling method to them in detail and teach them word for word until they learn to do so. When they leave, they should also be told to keep a written receipt for the next remittance. Thank them for their continuous remittance business. Some people may ask why we should do it with such enthusiasm, but I think serving our customers with heart is the best service. Every time I hear customers outside say to me: You work really fast, your attitude is really good, and the service of the branch office is good ... In this case, my heart is extremely happy. That is not only a praise for me, but also an approval and encouragement for my work.
Second, the problems existing in the work
Although some achievements have been made in the work in the past year, there is still a certain gap between the requirements of leaders and the expectations of customers. Looking back at the existing problems, I think there are mainly the following aspects: First, insufficient learning. At present, the new economy based on information technology is booming, new situations and new problems are emerging one after another, and new knowledge and new science are constantly coming out. Faced with severe challenges, I lack the sense of urgency and consciousness to study. Theoretical basis, professional knowledge, educational level and working methods can't meet the new requirements. Second, when you are tired from work, you will relax your mind. This is a sign that your political quality is not high, and that your world outlook, outlook on life and values cannot be well solved. Although there are careless problems and mistakes in my work, I deeply reflect on and recognize my own shortcomings and actively correct them, which does not affect my enthusiasm for this job, but urges me to study my business skills and theoretical knowledge hard.
Three. 20- Annual Work Plan
For next year's work plan, I have the following ideas, which are not yet mature. Please give me suggestions from colleagues and leaders:
First, we should straighten our position, eliminate ideological slack and deficiencies, completely update our concepts, take customer satisfaction as the standard, consciously standardize our behavior, and conscientiously implement our various service measures. The second is to take business technology and proficiency as the measure of service level, practice basic skills hard, speed up business handling, avoid mistakes and grasp quality. The third is to learn new business knowledge, expand the business field of the business office and create a good development environment. Fourth, take the characteristic road of sustainable development: "Every teller has a magnetic field, and if there is no magnetic field, at least he should have a laugh", so that our front office business can carry forward the past and forge ahead with the times and innovate constantly.
Summing up the past is to affirm achievements and find out shortcomings; Looking forward to the future is for further improvement in the future. New starting point, new hope. Standing at the starting point of 20-2000, I will be full of confidence, clearer-headed, more motivated, more positive, more diligent and dedicated, more energetic and do my work better.
Summary of personal reflection of banks 5
I have worked in a bank for many years, and I am a bank clerk ... Since I joined the work, I have always been conscientious and meticulous, and I don't pay attention to remuneration. I have started from my own work and started from small things. In line with the principle of "Excellence and meticulousness", I devoted myself to ordinary posts with selfless working attitude and dedication, and paid painstaking efforts for the development of financial undertakings and fulfilled my responsibilities with my hard work. The work since 20-2000 is summarized as follows:
First, study hard and be familiar with business knowledge.
For a bank employee, it is necessary to be familiar with business, system and process. To this end, after my busy work, I took time out to actively participate in various studies and trainings, carefully studied and pondered the various systems and operational procedures of the bank, mastered the basic content and spiritual essence, and laid the foundation for doing my job well. At the same time, it also uses the rest time to strengthen the study of business technology such as counting money and microcomputer application, which provides strong technical support for daily work. After work, I also actively write all kinds of research articles and summary reports, and I have completed 8 articles this year, so I can be better qualified for this job.
The second is to maintain quality service and strive for first-class performance.
Service is our eternal theme, and I always regard the improvement of service quality as an important task to establish brand image and enhance core competitiveness. Now, I am in charge of two policy enterprises, three commercial enterprises and two credit-related enterprises. In the work, by clarifying the key points of customer service, digging deep into the connotation of customer service, and carefully understanding the service needs of customers, we have made monthly reports, ten-day reports and statements of various enterprises. Do a good job of on-site post-loan inspection and record; Do a good job in the twelve-level classification of CM system of enterprises under its jurisdiction; We also do a good job in corporate credit rating, internal credit approval and public credit investigation. At the same time, we also found out the areas that need to be improved, wrote in-depth investigation reports on loans due, further improved the overall service quality and service level, and provided more detailed and thoughtful financial services for enterprises within our jurisdiction, which won the general satisfaction of customers.
Third, be strict with yourself and be willing to give.
In my work, with a strong sense of responsibility and service, with a meticulous work attitude and hard-working professionalism, with enthusiasm, patience, love and sincerity, I gradually implemented the spirit of diligence, diligence, fear of hardship and fatigue. At the same time, I always set strict standards for myself, pay attention to strengthening the prevention of financial risks, implement compliance management and compliance management, and deepen my understanding, study and understanding of compliance management, so as to ensure asset safety and maximize benefits through compliance and law-abiding.
The fourth is to implement credit work and increase business acceptance.
In my work, I made clear my objectives, paid close attention to implementation, increased publicity, attached great importance to credit risk control while developing my business rapidly, always adhered to compliance and prudent operation, earnestly grasped credit risk control and did a good job in credit work.
Fifth, forge ahead in unity and work together.
At work, I respect leaders, respect old employees, unite colleagues and treat everyone with a good working attitude. Because I know very well that without the education and guidance of leaders, the enthusiastic help of colleagues, and the edification of this United and enterprising team culture, I could not have made these progress. I know that unity is strength. Only by uniting and forging ahead hand in hand can we forge ahead together.
At the end of the month, the end of the season, half a year and the end of the year, I often work overtime, but I never complain. In July this year, a customer's grain and oil report system was launched, and we overcame the difficulties of tight time and heavy task, and completed the supplementary recording of the data from 20-June to1-June 2006. During the Spring Festival, it is the busiest time of the year. At the end of the year, our new and old systems are in parallel. As a result, I always go to work early and get ready early. However, my mother is seriously ill at home. In this case, I take care of both. No matter how late it is, no matter what the situation, I will always let the report be submitted smoothly. Because, I know that only by putting yourself in the collective's shoes can we make progress together.
Summing up the past is to affirm achievements and find out shortcomings; Looking forward to the future is for further improvement in the future. New starting point, new hope. Standing at the starting point of the year 2000, I will continue to work with the working principle of "seeking timeliness in the near future and lasting in the long term", full of confidence, constantly learning successful experiences, arming my mind with knowledge, broadening my horizons with knowledge, constantly improving and enriching myself, with a clearer mind, more vigorous fighting spirit, more diligent and dedicated spirit and more abundant energy, and with pragmatic work style and innovative development,
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