My ID card expired, and the bank sent a text message to update my ID card information. Can the bank card be used normally without renewal?

If China Merchants Bank card is used, if the account opening ID card expires, some businesses will be affected (transfer and remittance will not be affected). Please refer to the following instructions:

Does not affect: deposit remittance, general withdrawal, transfer out, online payment, credit card consumption, online banking and mobile banking login;

Will affect: self-service businesses that need to enter ID numbers and businesses that need to show ID cards such as counters and VTM. (For example, opening/closing the following functions will be affected: online payment, transfer and remittance, self-service channel settlement and sale of foreign exchange, self-service channel overseas remittance, large cash withdrawal at the counter, etc. )

Tips 1。 Once the ID card expires, no matter when it expires, some businesses will be affected immediately; 2. Some city one-card account opening certificates expire, which will terminate the non-counter business; 3. The credit card account opening certificate expires, which will not affect the use of credit cards for the time being.

It is suggested to maintain the validity of the one-card account opening certificate as soon as possible after handling the new ID card, so as not to affect the subsequent use. If you have registered a full netcom user with your real name, you can log in to the mobile banking APP and select "My → Settings → Click on the top avatar → Appointment Information Management" to update your ID card.

Tips: 1. The certificate will take effect in real time after being updated; 2. When mobile banking maintains the validity period of the certificate, the certificate you need to keep is a Chinese resident ID card, which is expired/about to expire/invalid (first-generation certificate)/empty.