Everbright credit card needs my signature.

What does it mean to wait for a credit card interview?

If you need to apply for a credit card face-to-face visa or apply for a card, please bring the original card certificate and the required credit certification materials to the outlet for processing. In order to facilitate your handling, it is recommended that you call the outlets in advance to consult the credit proof materials you need to bring. Please consult the outlets for details.

Tips: Face-to-face signing means that customers need to go to the outlets to complete the examination and approval when they apply for cards through online channels. Whether the interview is passed or not is subject to the approval of the outlets. If you forget the name of the credit card receiving outlet you chose when you applied for a credit card online, please call our credit card customer service hotline to inquire.

(Answer time: 2021June 18. In case of business change, please refer to the actual situation. )

What does the credit card face-to-face sign mean?

Waiting for face-to-face visa of credit card means that the applicant has not completed the face-to-face visa of credit card and needs to bring his credit card and his valid certificate (ID card or passport) to the business outlet where the card is handled. After receiving the face-to-face SMS and credit card letter, the applicant needs to apply for a credit card online with a notification SMS.

Extension: correlation processing

If the applicant deletes the face-to-face SMS, he can handle the face-to-face business with the application number. The application number can be inquired through mobile banking and online banking, and the application number will be displayed on the card processing progress page.

After the credit card interview is passed, you can activate the credit card and bind the card payment, or bind the agreed repayment account. Applicants should note that there is a time limit for credit card interviews.

After applying for a credit card, the applicant needs to go to the bank's business outlets for face-to-face signing procedures within 90 natural days after receiving the bank's first face-to-face signing notification SMS and credit card confirmation letter. After receiving the credit card, the applicant should go to the bank outlet in the city where the billing address is located as soon as possible for face-to-face signing.

If the applicant fails to go through the interview formalities in time, the bank will send an interview notification SMS again. If the time limit for face-to-face signing is exceeded, the credit card application will automatically become invalid, and the applicant can automatically cut and destroy the credit card without going to the bank to cancel it.

Expansion: credit card

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Did you apply for the credit card interview of China Construction Bank successfully?

Explain that your credit card has been pre-approved, and then you have to complete a face-to-face signing procedure.

As for the interview procedure, you only need to bring your ID card and your application code (which will be displayed when you check the approval progress through the CCB credit card website) to any outlet in the city where the billing address you filled in when you apply for the card is located.

The interview procedure is very simple. The staff at the outlet won't ask any more questions, just ask you to sign and confirm that I have applied for the card. After the interview is completed, the card will be released without special circumstances.

After the CCB credit card is officially approved, a new card will be issued in about 3 working days, and it will arrive in about 10 days.

China Construction Bank (CCB) was established in June 1954 65438+ 10/. The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and one of the four largest banks in China. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches in Hongkong, Taiwan Province Province and Melbourne, and subsidiaries such as CCB Fund, CCB Leasing, CCB Trust, CCB Life Insurance, Sino-German Housing Savings Bank, CCB Asia, CCB London, CCB Russia, CCB Dubai and CCB International, which provide comprehensive financial services to customers.

What does it mean to apply for a credit card online?

Users who apply for the first credit card of a bank through online channels must go to the offline counter to activate the card, so the interview will be directly displayed on the progress of applying for the card. At this time, the user only needs to go to the nearest issuing bank outlet or designated bank outlet, bring his ID card, answer some questions and answers and complete the interview, and then he can use the credit card normally when activated.

The credit card directly applied by users through offline channels also has the step of face-to-face signing, so the application progress may also be displayed as pending face-to-face signing.

Why does the credit card I applied for always show waiting for interview?

The credit card to be signed in person means that the credit card applied by the customer has passed the preliminary examination, but it still needs to be signed in person, waiting for the agreement to be signed in person. However, not everyone who applies for a credit card needs a face-to-face interview. Many people apply for credit cards at the counter of bank outlets, and the bank will send them directly after approval. However, if you apply for a credit card online for the first time, you usually need to have an interview. The reason why credit cards need face-to-face signing is because banks need to confirm the identity information of applicants. When the bank confirms that the applicant's identity information is accurate and the interview is passed, the credit card review is completed. Some banks will make cards before the face-to-face signing and issue cards to customers. Customers will bring their cards when they face-to-face signing, and they can go through the activation procedures directly after the face-to-face signing, and then they can use the cards. Some banks will ask customers to go to the counter of outlets for face-to-face, and then face-to-face after face-to-face. After face-to-face, they will make and send cards to customers, and they can only use them after they are activated. If you need a face-to-face interview to apply for a credit card, you must pay attention to keeping your clothes clean and tidy when you go to the bank for a face-to-face interview, answer questions clearly and accurately, and don't be vague or hesitant.

What is the process of handling credit cards?

The credit card processing flow is as follows:

1. Handle the credit card at the bank branch.

(1) Fill in the credit card application form at the bank and submit personal certificates and other application materials. The application form should include all information such as income and position.

(2) Waiting for bank approval. In the credit card review stage, users can go to the bank official website to check the progress of credit card application.

(3) After the approval of the bank, the credit card will be sent to you by express delivery. If the audit fails, you will also receive information from the bank.

2. Apply for a credit card through the Internet, taking China Merchants Bank as an example.

(1) Enter China Merchants Bank official website and click "Credit Card" to enter.

(2) After entering the interface of one-card credit card of China Merchants Bank, click "Do Card".

(3) Select the type of credit card you want to apply for and click "Apply Now". Fill in and improve personal information as required and submit it.

(4) Wait for the bank's audit, and wait for the bank's express mail after the audit is passed.

That's enough for the introduction of the credit card to be signed face to face.