What is a bank of communications wealth management customer?

In a broad sense, Bank of Communications customers refer to customers who handle deposits and loans and various intermediary businesses in Bank of Communications.

According to the different business characteristics and risk characteristics, the customers of commercial banks can be divided into corporate customers and individual customers.

Bank of Communications customers generally refer to the high-end Ward wealth management customers of Bank of Communications.

As long as the average daily financial assets of a bank is more than 50,000 yuan in the latest quarter, you can open a wealth management account and enjoy various special treatments, thus opening up an exclusive wealth management channel for mid-range customers with assets of 50,000 yuan. Compared with ordinary customers, "Bank of Communications Wealth Management" customers are exempt from the cost of wealth management card and the loss reporting fee; You can enjoy preferential prices when you open a professional version of personal online banking, buy RMB wealth management products, and speculate in foreign exchange. One-stop management of financial products such as deposits, loans, funds, national debt, etc. under the customer's name, and at the same time, it has the functions of fund scheduling and revolving credit line.

When Bank of Communications wealth management customers handle business at bank outlets, the bank will provide special counters, and when calling the customer hotline, they will also give priority; At present, you can enjoy free experience within six months after opening the "Bank of Communications Wealth Management" account. After half a year, the bank will decide whether to charge the account management fee according to the customer's assets in the bank every month. If the quarterly average assets are still above 50,000 (inclusive), no account management fee will be charged. If the customer's quarterly average assets are less than 50,000 yuan, the monthly account management fee of 10 yuan will be charged.