What kind of operator authorization do some loan apps need? That's what happens when you authorize it It can be cancelled after authorization.

1. What kind of operator authorization do some loan apps need? That's what happens when you authorize it It can be cancelled after authorization.

Just check your cell phone bill. It doesn't matter if you authorize it, but you will receive a SMS notification. Irrevocability

Second, what happens if you borrow money from others?

If you help others to borrow money, but haven't paid it back, there will be an overdue record on the credit report, and you won't negotiate repayment with the bank in the future.

Don't repay the loan.

Failing to repay the loan and delaying repayment after the loan expires; Money has not been tight; If you don't pay your debts, you can apply for these behaviors!

1. Personal credit information is affected.

Penalty interest for owing money is only the first step, after which the applicant's personal credit will be affected. We all know that credit is being vigorously built, and the credit information systems in various regions, departments and fields are constantly improving and will play an increasingly important role.

If the applicant fails to repay the loan, it will leave a credit "stain" on the applicant's personal credit report, and further application for loans and credit cards will be blocked everywhere. It is good for small loan companies to apply for loans, so that others can't find their own credit information. For friends who have this idea, I want to say that it is too natural to think.

At present, many financial institutions have access to the data of third-party credit reporting companies, and information such as loan data, shopping data and credit card repayment data of applicants on other platforms can be easily transferred out to enjoy the "blacklist" system, so as long as one family refuses to lend, each family will refuse.

Step 2 collect frequently

There are three parts in loan collection: SMS, telephone and door-to-door. When you owe money in the early stage, the small loan company kindly reminds you to pay it back. However, in the later stage, if the small loan company repeatedly reminds you to pay back the money, the applicant will still take the form that it is impossible for the applicant's relatives and friends to know that you have borrowed money from outside and never paid it back, which will damage the applicant's reputation.

In addition, some small loan companies will require borrowers to fill in at least a few close associates, friends, colleagues and so on. When filling in the loan information, some people need the authorization of the applicant to read the communication records of the hall. When the applicant does not pay the money, not only you may be bombarded by the phone, but even the family and friends around the applicant may be harassed.

3. Generate penalty interest and liquidated damages.

No matter where the applicant applies, he will sign a contract with the borrowing institution, and of course, he must act according to the contract and fulfill his repayment obligations. Once the contract expires and the applicant fails to repay the arrears, the first thing the applicant encounters is the penalty interest, and some institutions will also charge a certain amount of liquidated damages according to the contract. If the applicant still doesn't pay back the money, with the passage of time, the applicant's penalty interest will increase, and the pressure on the applicant to pay back the money will increase in the future!

In addition, if the applicant still refuses to collect debts, go to the company where you work to collect debts, so that the applicant's job will be saved.

In addition, if the applicant has a very bad attitude in dunning and makes some hooliganism such as insulting and beating dunning, then you will ruin the room for discussion with the small loan company and push yourself to a dead end! Therefore, if you owe money and actively negotiate with the small loan company to solve the problem, you may still get a grace period.

be punished

After a series of collection activities, if the financial institution finds that the collection has been fruitless, it can file a lawsuit, and the applicant can receive a reminder letter and execution documents through legal means. Once the judgment is executed, even if the applicant is unwilling, the repayment ruling must be executed, otherwise the applicant's property will be inquired, frozen or sealed up according to law, or auctioned. In short, all the property of the applicant will be used to repay the arrears.

If the circumstances are serious, you may go to jail.

Generally speaking, owing money is still a civil issue. However, if the borrower refuses to implement the judgment and resolutely refuses to admit it after it is issued, it is another matter and criminal responsibility should be investigated. If the circumstances are serious, you are likely to go to jail. If things come to this, it would be a tragedy.

But generally speaking, only malicious arrears can bear criminal responsibility, and generally non-malicious arrears will not involve imprisonment. But for borrowers, owing money is not only not good for themselves, but also brings trouble to family and friends. It's really not worth it. As a borrower, you should make loans according to your economic income and repayment ability.

3. After consumer credit obtains operator data, how to judge whether the mobile phone number is supported?

Look at the phone records inside!

Let's see what others say.

4. How to operate the data of authorized operators of mobile phone loans?

That's right. Lending companies pass the authentication of mobile phone operators, mainly to obtain the user's call records and real-name authentication information. Among them, the call record has two functions. The first is to know whether users and people around them have normal call records. If not, they may be rejected. The second is to obtain the address book, which is convenient for overdue collection.

Warm reminder at any time, the authentication operation in the mobile phone operator is actually very simple, just need to have the mobile phone number, verification code and password, but we often forget the service password easily. Every time this happens, the best way is to reset it once or twice, but it will be really troublesome. So if you want to find the service password, you just need to send "query password" to 10086 by SMS, and then we can decide whether to check or reset the service password according to the received information, and send a message according to the prompt.

Just check your cell phone bill. It doesn't matter if you authorize it, but you will receive a SMS notification and you can't cancel it. It is recommended not to download these loan loan apps.

Disadvantages of loans:

1. There are many procedures, and the interest should be reduced regularly. Large loans need to be evaluated and approved, as well as evaluation fees and approval fees. If it is set for one year, but it can't be returned at the expiration, the procedure will be changed, but at most once. Moreover, it is very troublesome for husband and wife to have a joint signature and a guarantor.

2. Collection: Not only you, but also your family, emergency contacts and even friends may be included in the collection because the loan has not been repaid. From text messages to phone calls to violent collection. Believe me, no one wants to be included in the collection list.

3. The collection of credit stain is only one aspect. Those who don't repay will be recorded in the credit record, and those who want to apply for credit cards, mortgages and decoration loans will be rejected in the future.

4. If the circumstances are serious and the amount is large, financial institutions may be involved in litigation. If you still want to breach the contract, you will be on the "blacklist of untrustworthy people", and taking the high-speed rail, getting on the high-speed rail and flying will be banned.