Is the Hengchang Financial lawsuit true?

Generally not.

Generally, it is not true that Hengchang Financial sends a text message saying that it wants to sue. It is sent by a debt collector.

If you want to sue, you will receive a summons from the court. As long as you do not receive a summons from the court, it is a false lawsuit. In addition, when the court sends the summons, you need to sign for it in person. The courier will come Photos need to be taken when delivering the documents to show that the documents have been delivered. Therefore, as long as a court summons is not received, it is a false prosecution. After an overdue payment occurs, it is recommended to negotiate with the platform to extend the repayment, otherwise it will be recorded in the credit report.

We recommend that you:

Contact Hengchang Financial’s official customer service to ask whether this text message was actually sent.

Consult a professional legal institution or lawyer to learn about relevant legal procedures and countermeasures.

If you find that someone is using the name of Hengchang Financial to commit fraud, you should report the case to the local police immediately.