Joke Collection Website - Blessing messages - Will the levy find a unit through social security?
Will the levy find a unit through social security?
You can query the employer through social security, because the employee's social security is paid by the employer. But illegal debt collection may violate personal privacy.
After the credit card is overdue, the bank's collection method is as follows:
1. SMS collection: It is mainly aimed at the overdue repayment behavior of early cardholders, which is usually 7 to 15 days overdue. SMS mainly plays the role of reminder.
2. Telephone collection: mainly for overdue behaviors that are more than 30 days and more than one billing cycle, telephone reminders are made for repayment.
3. Door-to-door collection: The bank will arrange the collection personnel to go to the cardholder's residence or work address to collect the repayment, mainly for those overdue for more than 90 days.
4. Court prosecution: If it is overdue for more than half a year, the bank will apply to the court to sue the cardholder for repayment.
5. Outsourcing collection: the bank packages and discounts overdue funds to the outsourcing collection company, which is responsible for overdue debt collection.
There are several ways to collect overdue credit cards:
1. When you repay the overdue loan, the financial institution will contact you to remind you to repay it as soon as possible.
2. If the telephone collection fails, the creditor can send you a lawyer's letter for collection, or bring a lawsuit directly to the court.
3. In real life, many financial institutions will harass you by phone, expose your address book and even entrust a third-party collection company to carry out violent collection, which will have a serious adverse impact on your normal life and work.
To sum up, if you encounter violent collection, you can contact a lawyer to safeguard your legitimate rights and interests.
Legal basis:
Article 4 of People's Republic of China (PRC) Social Insurance Law
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
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