How to withdraw sealed provident funds online

Online withdrawal of sealed provident funds can be done through the provident fund official website, WeChat public account/mini program, Alipay life account, provident fund APP and other channels. Taking the Provident Fund official website as an example, the specific withdrawal steps are as follows:

Step 1: Log in to the Provident Fund official website

First, you need to log in to the official website of the Provident Fund Management Center. It can be accessed through a search engine or the official website of the Provident Fund Management Center. After entering, select "Personal Online Business Platform" or "Provide Fund Online Business Hall" to enter the login page. Generally, you need to enter your personal account and password to log in. If you don’t have an account, you need to register first.

Step 2: Submit application

After successful login, enter the extraction page. Select "Withdraw Provident Fund" in "Withdrawal Business" and select the withdrawal method and withdrawal amount as needed. Generally speaking, there are two withdrawal methods: one is online banking transfer, and the other is cash withdrawal. If you choose online banking transfer, you need to fill in the transfer bank card number and account name. After filling in the relevant information, you need to submit an application. If you need to cancel your application after submitting it, you can click "Cancel Application".

Step 3: Wait for review

After submitting the application, you need to wait for review by the Provident Fund Management Center. The review time is generally within 1-3 working days. If approved, the Provident Fund Center will directly transfer the funds to your designated bank account. If the review fails, the reason will be informed via text message or email.

During the process of withdrawing and sealing provident fund, the following matters need attention:

1. Ensure that the information submitted is true and accurate. When filling in personal information, you need to carefully check whether your name, ID number, bank card and other information are accurate to avoid extraction failure due to incorrect information. At the same time, ensure that the uploaded supporting documents are clear and legible, otherwise it will affect the review results and processing progress.

2. Understand the extraction conditions and restrictions. Different regions and policies have different conditions and restrictions for withdrawing provident funds. You need to understand it clearly in advance to avoid being unable to withdraw or being rejected because you do not meet the conditions.

3. Pay attention to protecting the security of personal information. When withdrawing provident funds online, you need to enter sensitive personal information, such as ID number, bank card number, etc. You need to ensure the security and reliability of the website to avoid leaking personal information.

4. Comply with relevant regulations and procedures. When withdrawing provident funds online, you need to follow the prescribed processes and steps. Do not change or skip any steps at will to avoid withdrawal failure or other problems due to improper operations.

Legal basis:

"Housing Provident Fund Management Regulations"

Article 24

If an employee has any of the following circumstances, The balance in the employee housing provident fund account can be withdrawn:

(1) Those who purchase, build, renovate or overhaul their own houses;

(2) Those who retire or retire;

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(3) Completely lose the ability to work and terminate the labor relationship with the employer;

(4) Leave the country to settle down;

(5) Repay the principal and interest of the house purchase loan ;

(6) The rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time. If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account will be included in the appreciation income of the housing provident fund.

Article 25

If an employee withdraws the balance in the housing provident fund account, the employer shall verify it and issue a withdrawal certificate. Employees should apply to the Housing Provident Fund Management Center to withdraw housing provident funds with the withdrawal certificate. The Housing Provident Fund Management Center shall make a decision on whether to approve the withdrawal or not to allow the withdrawal within 3 days from the date of accepting the application, and notify the applicant; if the withdrawal is approved, the entrusted bank shall handle the payment procedures.