ICBC's credit card expired, but the bank said it had issued me a new card.

Generally, ICBC will not automatically cancel the credit card after it expires within a limited period of time.

1. Credit cards are generally valid for three years;

2. After the expiration of three years, the bank credit card center will evaluate the credit situation;

3. If you use it well and repay it on time, the service life will be extended;

4 bad credit, not on time repayment, no extension.

One month before the credit card expires, most banks will take the initiative to send text messages to inform cardholders to change their new cards. After receiving the short message, the cardholder should confirm whether the mailing address has changed, and if so, communicate with the bank credit card center in time. The bank will send the new card by registered mail or express mail. After the card is sent, the bank will send a text message to inform the cardholder again. Generally, the cardholder can receive the new card within 7 days-14 days. However, some banks require cardholders to take the initiative to go to the bank to get their cards. For example, ICBC credit card holders in the province need to bring their ID cards to designated outlets to apply for new cards.

When the points are transferred to the new card, the old card will be invalid;

After the new card arrives, the cardholder also needs to activate it before using it. With the activation of the new card, the old card becomes invalid, and the points, arrears and overpayments in the original card are automatically transferred to the new card. In this process, if the cardholder finds any abnormality, he should immediately call the credit card customer service center of the issuing bank for verification. In addition, the bank staff reminded the majority of cardholders that although the original card can no longer be used after the new card is activated, the personal information of the cardholder is retained in the original card. Therefore, the cardholder should properly keep the expired credit card or cut off the magnetic stripe on the back of the card to ensure safety.

If the card number changes, the business will also change.

In the process of replacing the new card, if the cardholder fails to receive the new card as scheduled, he should immediately call the bank credit card customer service center for enquiry. After confirming that the card is lost, the bank will handle the loss report card safely to prevent the card from being fraudulently used. Then, the bank will reissue a new card for free and reissue it to the cardholder. However, it should be noted that the new card issued by the bank for the second time will change the card number. Generally speaking, after the cardholder activates this new card, he will directly sign an agreement such as automatic repayment on this new card. However, some businesses require cardholders to sign new contracts. For example, if the cardholder wants to use this new card for online banking, he needs to sign a new card for online banking.