How can I refuse when my colleague borrows money from me without offending him?

Generally, they will find a way to refuse. 1. You can refuse your colleagues to borrow money by crying poor. When many people meet their colleagues to borrow money, they want to say that they don’t want to borrow money, but they can’t say it out loud. Causing you to suffer financial losses; of course, some people will directly say that they have no money and cannot lend it out, and use this reason to refuse the other party. A fool will also know that you do not want to lend to the other party at all; therefore, everyone is refusing When a colleague asks you to borrow money, you can find a more suitable reason, or create a scenario where you need to spend money to let the other person know that you are also short of money; you can tell the other person that when the stock market was good last month, you can borrow money from your hand. All the cash has been invested, and now there is no extra money. The stock market is continuing to fall, and there is no way to withdraw it. You are living a difficult life. Of course, you can also tell the other party that all your money has been deposited on a regular basis, and there is no way to withdraw it at the moment. If you don’t come out, if you withdraw money in advance, there will be no interest; when the other party hears your reasons, they will generally not come to you to borrow money again; therefore, when you encounter a colleague borrowing money from you, you can Use this poor way to reject the other person. 2. When you encounter a colleague borrowing money from you, you can use a delaying tactic to refuse the other party. When you encounter a colleague borrowing money, there is one of the simplest methods, that is to find a way to delay the other party. This method does not cost any money. Your own brainpower; when most people borrow money from people around them, they cast a wide net and ask one by one until they borrow the money. If it is a colleague who borrows money, they can just find any reason to pass it off. The other party will look for the next person; when we use a good reason, it is very likely that the matter will pass; the editor also encountered such a thing last time. I didn’t expect that it had been 10 years since I graduated from high school. Suddenly, somewhere A classmate called me to borrow money. I hadn’t seen each other for so many years, and I didn’t know what the other person’s situation was like. Although we would have a better relationship when we were in school, I still hesitated, thinking that I would have to spend money everywhere, including rent, children’s tuition, and living expenses. It is a fixed expense. After telling the other party the situation truthfully, the other party will go to the next person to borrow money. Therefore, when you encounter a colleague borrowing money from you, don’t give it a try. Maybe There will be unexpected effects. 3. When you meet a colleague to borrow money, you can make suggestions to help most people in the workplace. When you meet someone to borrow money from you, they all understand the above two methods, but these two methods can only temporarily solve the problem of the other party's lack of money. It cannot be solved at all, and you have not fulfilled your purpose of thinking about the other party, which will easily affect the relationship between you. You can try to help the other party with some suggestions, such as telling the other party the contact information of your friends who are doing credit. You can borrow money based on your credit; if the other party is really short of money, you will usually borrow money from a credit provider. After all, this kind of loan institution will lend money in a timely manner; therefore, when you meet a colleague to borrow money, you can Give me some advice and help. When walking in the workplace, it is inevitable that there will be many things that go wrong and dissatisfied, which may be related to your own lack of wisdom and strategy. Here, the editor recommends that you read the book "Playing with Scheming", which can be called an invincible manual of wisdom in the shopping mall and workplace.