I wiped someone else's car on a rainy day, and the traffic police didn't know that I could get insurance until I notified it.

Of course. The traffic police can also apply for insurance when they find themselves scratched by a car, because the scratch belongs to the scope of insurance claims. After determining the responsibility for the accident, their respective insurance companies will pay compensation. Car insurance claims will affect the premium for the second year, and car owners can weigh whether they pass insurance claims.