How long does it take for a frozen Chinese bank card to be unfrozen?

About three days to a month.

5 ways to unblock a Chinese bank card

1. Call the customer service of the issuing bank to unblock the card. If it is overdue, you can call the bank customer service to explain the situation and apply for unblocking.

2. Provide consumption voucher to unblock. If your card is blocked due to suspicion of cashing out, you only need to provide valid consumption vouchers to the bank, and the card can be unblocked.

3. Apply for a new card to be unblocked. If you apply for a new card of a different card type and apply for unblocking, the old card will generally be unblocked.

4. Overseas consumption is lifted. When the card has overseas transactions, the card will be blocked due to card security principles. At this time, it can be automatically unblocked as long as you confirm that the transaction is performed by yourself.

5. Pay off the debt and unblock it. If the card is overdue, the card will be blocked. After paying off the debt, call customer service to explain the reason for the overdue payment. As long as the overdue situation is not serious, customer service can help unblock the card.

The credit card is frozen due to overdue reasons. In this case, as long as you pay off the credit card bill and call the bank customer service, it can be unblocked; if it is due to frequent large cash withdrawals, the bank will discover and proceed Freezing process, serious cases will be blacklisted.

Bring your bank card to a bank branch and hand it over to the staff at the counter for enquiry. Simply contact the bank where the account is opened and provide relevant information as required by the bank (usually explaining the reasons for the fund transfer).

Reasons for the bank card to be frozen:

1. The bank card is a credit card (credit card). If it is frozen, it may be that the credit card has had abnormal transactions, such as malicious cash out and forgery. If the information or password is incorrect continuously, the bank card may be frozen by the bank.

2. For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.

3. The bank card is a debit card. If it is frozen, one is a wrong account freeze, which means that the bank mistakenly transfers more money to the depositor's account during the transaction, then the bank may transfer the excess money. Partially frozen.

One is judicial freezing. According to relevant provisions of the law, judicial organs can apply to banks to freeze bank cards due to the need to handle cases. At the same time, customs, tax authorities and other departments also have the right to freeze.

4. No matter what bank card it is, if you enter the password incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be automatically canceled after 24 hours.

5. If your bank card expires and you do not apply for a new one, the bank will freeze your expired bank card after expiration.

6. If a bank card is reported lost multiple times in a row, the bank will deem it malicious and freeze it.

The public security agency can only freeze the first-level account, but not the second-level account. , third-level account. Public security agencies in various places have their own internal regulations on which level of bank accounts should be frozen. Some police agencies can only freeze first-level accounts, but some can freeze up to fourth-level accounts. Correct steps to deal with after a bank card is frozen by the public security agency

(1) Implement freeze-related information. If you learn that a bank has been frozen, immediately go to the bank where you opened your account to learn the detailed freeze information and print out the bank card for the past year. Bank statement details. For example: the reason for freezing, freezing time, freezing unit, handling personnel, contact information and other information, try to ask the bank to provide written freezing documents (photographed versions are acceptable).

(2) If the freezing time displayed by the bank is three days, you can wait and see whether the freezing period is lifted. It is recommended not to contact the public security agency for the time being.

(3) If it has not been frozen for more than three days, query the bank statement and analyze the reason for the freeze.

1. If you are suspected of participating in criminal activities and have a wanted order issued, it is recommended to consult a lawyer and then go to the public security organ to surrender, strive for a lighter sentencing, or entrust a lawyer to intervene in the defense as soon as possible.

2. Those who have engaged in online gambling or purchased illegal lottery tickets should provide a reasonable source of payment in the bank card, and entrust a lawyer to communicate with the public security organs on the handling plan to avoid administrative detention measures by the police.

3. Those who have conducted virtual currency/blockchain platform transactions should not rashly report the existence of all virtual currency/blockchain platform transaction records before confirming the abnormal funds. At the same time, they must promptly report Provide a reasonable source of payment in the bank card, and entrust a lawyer to communicate with the public security agency on the solution.

4. If you receive transfers from other unfamiliar third parties, you should first clarify for yourself what abnormal fund transaction caused the freezing, and immediately communicate with the corresponding party to collect evidence, and promptly provide the bank card receipt. Reasonable sources of funds, entrust a lawyer to communicate with the public security organs about the solution