Why does Du Xiaoman always send me messages?

What if Xiaoman Finance often sends me short messages? How about renewing the blue medical insurance? Is blue medical insurance reliable?

What if Xiaoman Finance often sends me short messages?

Some customers often receive information from Xiaoman Finance, which may be that they have visited Xiaoman Finance's official website before or paid attention to Xiaoman Finance's official WeChat account, so they are regarded as potential users by Xiaoman Finance, and it is highly recommended to invite customers to apply for loans by SMS. Naturally, it may also be that customers disclose personal information and others steal data to borrow money in the name of others. For this matter, customers are advised to check (whether there are online loan records in the personal credit report). If there is, it should be made clear to Xiaoman Finance.

How about renewing the blue medical insurance? Is blue medical insurance reliable?

The choice of medical insurance is not to see which is better or which is better with Internet technology. Avoid the rhythm of blindly following the trend. With the efficient rise of millions of medical insurance, the application of guarantee responsibility, renewal reliability and personalized service has been qualitatively improved. However, the most important thing to balance millions of medical insurance is to renew it. Take the blue medical insurance in the Pacific as an example. Let's take a look at how to renew the blue medical insurance and explain many methods to you. Interested friends, why not have a look?

Blue medical insurance renewal

In daily life, for the renewal of millions of medical insurance, the key is to care about so many directions:

1, it is best not to choose products with 1 year warranty. After all, one-year products have the risk of refusing to pay compensation. For the insured, the insurance pays, the body drops, or the sales are stopped. The income from renewal is in the hands of the insurance company, which is not good for the insurer or the insured;

2, look at the renewal standard: generally, the renewal requirements of each product will be marked: the contract stipulates that it is a non-guaranteed renewal contract or a guaranteed renewal contract, so you have to look at the terms;

3. Accept the adjustable interest rate: pay 1 year medical insurance 1 year. Once the payout ratio of the product is too high and the loss of the auto insurance company is too large, it is very likely to stop selling the product immediately, which is more common in the medical insurance for the elderly.

However, there will be no products guaranteed to be renewed, at least not during the renewal period. However, due to the inflation of medical expenses, the compensation cost of medical insurance will definitely increase, and the price of long-term medical insurance will be adjusted appropriately according to the actual situation, so that this product can be maintained, so that you can understand.

Taking blue medical insurance as an example, how to renew blue medical insurance;

(1) From the standard of renewal, the terms indicate that this contract is a medical insurance policy with adjustable interest rate, which guarantees renewal;

(2) Guarantee renewal period: The contract stipulates that the guarantee renewal period is 20 years, which is a guarantee renewal period from the date when you first purchase the insurance contract.

(3) From the perspective of reliability, it will automatically renew the warranty, which is very convenient to prevent people from forgetting to terminate the warranty because of the renewal. Nor will it be like 1 year medical insurance that has been paid 1 year medical insurance, where physical condition declines, payment records are kept, and products are stopped selling. , will seriously affect the protection of next year.

Why did you send me this message about Xiaoman Finance?

It may be promoting or harassing text messages. Harassment messages generally have the following characteristics:

(1) General SMS harassment without the consent of the receiver is unilaterally released without the prior consent of the SMS receiver;

(2) Infringe on the legitimate rights and interests of the recipient: infringe on a series of rights such as the communication freedom of the short message recipient without the consent of the recipient;

(3) Illegality: The content of short messages violates the prohibitive provisions of laws and regulations, such as false and fraudulent advertisements, pyramid schemes, harassment, pornography and feudal superstitions.

Spam messages prohibited by this kind of legislation can be intercepted or reported by some mobile phone protection software.

relevant information

We should strengthen the cultivation of citizens' moral quality. Guide citizens to consciously learn information security knowledge, cultivate citizens' ability to distinguish bad short messages, and don't be confused by the illusion of spam messages. At the same time, we should also have the courage to fight against it. Not only do you not produce or disseminate spam, but you can intercept or report it through relevant mobile phone housekeeper software after discovery, and you must dare to report it to the public security organs in time to effectively curb its spread.

Strengthen supervision. The relevant state departments should strengthen supervision and strictly demand telecom and network companies. Internet companies should be responsible for public and social stability, define their responsibilities, formulate measures, coordinate and supervise each other, and do not produce or send spam. At the same time, it is necessary to increase the ideological and technical training for employees, enhance their ability to resist spam, and constantly purify the good communication content.

Why does Xiaoman Finance always send me messages?

Because you need to bind the bank card and mobile phone number, if your name is fake, the verification code will not pass. This way of withdrawing cash knows a person's privacy, and not all people in Baidu are good people, so there will be certain risks.

201May 2, 81day is the "Xiaoman" of the 24 solar terms, and Xiaoman Finance ushered in its first brand day. Zhu Guang, CEO of Du Xiaoman Finance, announced that all employees were invited to become "Co-founders of Du Xiaoman Brand".

20181kloc-0/2, Du Xiaoman Finance and Guanghua School of Management of Peking University reached a cooperation, and the Peking University Guanghua Du Xiaoman Financial Technology Joint Laboratory was announced in Beijing.

The laboratory will conduct in-depth research around five major areas, including digital asset allocation, super-large-scale related networks, online robots, regulatory technology and blockchain technology, actively explore the application of cutting-edge technologies in financial scenarios, and promote the cultivation and output of interdisciplinary talents.

Development course:

20 13, Baidu launched Internet finance business.

In 20 15, Baidu integrated the existing financial business into a financial business group, and raised the financial business to the strategic level of Baidu, and Mr. Zhu Guang, senior vice president of Baidu, was fully responsible for it.

2065438+In April 2008, Baidu announced that its financial services business group had officially completed the signing of the split financing agreement. After the split, Baidu Finance will launch a brand new brand "Du Xiaoman Finance" to achieve independent operation. Zhu Guang, senior vice president of Baidu and general manager of financial services group, will be the CEO of Xiaoman Finance.

Why does Du Xiaoman always send me messages?

It may be your own information leakage, but it should be analyzed according to the specific content of the information.

If the information content is only a small introduction, then don't pay attention.

If you receive a repayment reminder, you really don't have a loan, so you need to ask customer service.

Xiaoman Finance, formerly known as Baidu Finance. 2065438+In April 2008, Baidu announced that its financial services business group had officially completed the signing of the split financing agreement. After the split, Baidu Finance will launch a brand new brand "Du Xiaoman Finance" to achieve independent operation.