How to inquire about the daily transfer limit of personal online banking in China Bank?

You can log in to Bank of China official website (www.boc.cn) to search for personal service business rules of online banking, and click to view relevant documents.

Personal online banking: select Personal Settings-Security Center-Transaction Restriction Settings, and you can view or modify personal online banking transfer restrictions.

The above contents are for reference only, subject to the actual business rules.

Personal online bank transfer to Class I account:

In the case of dynamic password card, SMS dynamic password, certificate+dynamic password card authentication: the single transfer limit is 5,000 yuan, and the daily cumulative transfer limit is 5,000 yuan. The cumulative number of non-real-name transfers per day cannot exceed the cumulative limit of 1999 of non-real-name transfers of 654.38+825,000 yuan.

If you pass the first generation of network shield certification, the single transfer limit is 50,000 yuan, and the daily cumulative transfer limit is 6,543,800 yuan. The cumulative number of days of non-real name transfer does not exceed 65,438+000, and the cumulative transfer limit of non-real name transfer years is 36.5 million yuan.

The first generation of online banking shield+dynamic password card authentication, the single transfer limit is 500,000 yuan (50,000 yuan between super online banking), the daily cumulative transfer limit is 6,543.8+0,000 yuan, the daily cumulative transfer of non-real names does not exceed 6,543.8+0,000 pieces, and the annual cumulative transfer limit of non-real names is 365 million yuan.

If you pass the authentication of the first-generation Internet Shield+SMS dynamic password, the second-generation Internet Shield and the ordinary shield, the single transfer limit is 5 million yuan (50,000 yuan for super online banking), the daily cumulative transfer limit is 5 million yuan, and the cumulative non-real name transfer days are no more than 5,000 days, and the annual cumulative non-real name transfer limit is 65.438+825 million yuan.

Personal online bank transfer II (non-counter electronic banking):

In the case of dynamic password card, SMS dynamic password and certificate+dynamic password card authentication, the single transfer limit is 5000 yuan, and the daily cumulative transfer limit is 5000 yuan. The total transfer amount on different days shall not exceed 99, and the total transfer amount in different years shall not exceed 200,000 yuan.

If you pass the authentication of the first-generation Internet Banking Shield, the first-generation Internet Banking Shield+Dynamic Password Card, the first-generation Internet Banking Shield+SMS Dynamic Password, the second-generation Internet Banking Shield, and the general shield, the bill transfer transaction limit is 1 10,000 yuan, the daily cumulative transfer limit is 1 10,000 yuan, and the cumulative transfer limit in the same name transfer year is 200,000 yuan.

If you pass the authentication of the first generation network shield, the total number of non-real name transfers per day cannot exceed 1000. If it is the authentication of the first generation network shield and dynamic password card, the total daily transfer amount shall not exceed 1000. Non-real name transfer cannot exceed 1000. If you use the first generation network shield+SMS dynamic password, the second generation network shield and universal shield authentication, the total number of different transfers per day cannot exceed 5000.

Personal mobile phone bank transfer account:

In the case of SMS dynamic password authentication, the single transfer limit is 5000 yuan, and the daily cumulative transfer limit is 5000 yuan. The daily total amount of non-real-name transfer shall not exceed 499 yuan, and the annual cumulative limit of non-real-name transfer shall be 6.5438+0.825 million yuan.

If it is SMS dynamic password+binding equipment, the single limit is 500,000 yuan, or the local branch (super online banking system, 50,000 yuan) has a limit of 6,543,800 yuan, or the local branch can't transfer the same number for more than 499 days, and the transfer amount of the same name is 365 million yuan.

If it is universal shield authentication, the single transfer limit is 5 million yuan (50,000 yuan for super online banking), the daily cumulative transfer limit is 5 million yuan, the daily cumulative transfer of non-real name transfer cannot exceed 499, and the annual cumulative transfer limit of non-real name transfer is 65.438+82.5 million yuan.

Personal mobile banking category II (non-counter electronic banking):

Whether it is SMS dynamic password, SMS dynamic password+device binding or universal shield authentication, the single transfer limit is 1 10,000 yuan, the daily cumulative transfer limit is 1 10,000 yuan, the non-name day cumulative transfer limit cannot exceed 499, and the non-name year cumulative transfer limit is 200,000 yuan.