Zhong' an Xiaoyu received the text message but didn't borrow it.

It doesn't matter, you can set your mobile phone to be undisturbed or blocked.

If personal information is leaked and you are worried about being loaned, you can check your online loan big data report to see whether your ID card and mobile phone number have been loaned, whether there is an overdue record of online loans, and whether your online loan black index is normal. The online loan big data report found in the forward inquiry service has detailed data such as online loan history, dishonesty and liabilities. Just find this official WeChat account.

If the circumstances are serious, you can also complain to the Mutual Gold Association. The direct manager of the online lending platform is the Mutual Gold Association. For violent collection, the Mutual Gold Association clearly stipulates that it is not allowed. Whether you know the borrower or not, the collector has no right to harass you by phone, not to mention that you don't know the borrower at all. What they did was "more than one bargained for". As long as the complaint comes into effect, they are bound to "make a scene."