What does it mean to guarantee the status of bank cards?

The micro-credit loan failed to be issued, and the original application has been revoked. Please ensure that the bank card is in normal condition. What happened? I brought it out yesterday, but it won't work today.

This situation should be a problem with the bank card of the loan. Can you try to see if he can trade normally first? If not, go to the issuing bank for inquiry and handling.

Micro-credit loan succeeded but failed.

The reason why the loan has passed but failed: the status of the receiving bank card is abnormal; The bank channel is being maintained or upgraded; The user failed the loan review; Lending institutions do not have matching loan funds; Lending institutions themselves are short of funds. All the above reasons will lead to loan failure. After the loan fails, the user can resubmit the loan application. _ Submit the loan application again, and the system will review the user again. As for the results of the review, it will be based on.

Micro-loan, a loan platform under the micro-loan network. Micro-loan APP is a credit service product under the micro-loan network. The platform provides various loan services with different amounts and different maturities, such as large-scale installment loans with pure credit, car owners' credit loans and vehicle mortgage loans, to meet the diversified loans of users. Where is the most reliable and direct collection of microfinance? Moreover, compared with other loan methods, the online loan platform is convenient to apply for loans and fast to lend. However, when applying for online loans, we should pay attention to choosing a formal platform, which can better protect personal interests and information security. At the same time, be careful not to pay the pre-loan fee to avoid being cheated.

It is safe and reliable to borrow money from micro-loans, because micro-loans are lending products launched by Weizhong Bank, which is an Internet private bank approved by CBRC and has a formal banking license, so micro-loans are also a legal and formal lending platform. In terms of security performance, because microfinance is a bank product, its performance is still relatively strong, so you don't have to worry about falling into the trap of usury. At present, the daily interest rate of micro-loans is 0.05%. If you borrow 10000 yuan from a micro-loan, the daily interest will be 5 yuan.

When using small loans, everyone's credit information will be queried. If the credit information is poor, it will not be passed. And microfinance is invited by the system. If they are not invited, they can't be used. When applying for micro-loan loans, users will not be required to hand in any paper items and mortgage items, and the arrival speed is fast. Apart from interest and penalty interest, there are no other fees and supervision by the regulatory authorities, so it is still very safe and reliable.

In fact, it is not the first time that "micro-loan" has inquired about personal credit records. Earlier, some media questioned that micro-loans would inquire about users' credit records and load them into credit reports without applying for loans. It can be seen that microfinance is unreliable, and different people have different opinions. In this small series, I remind you that peer-to-peer lending is full of traps, and you will fall into it if you are not careful. If you want to complete the purpose of online borrowing, you must keep your eyes open and operate carefully. Don't joke about your credit information. When you need a loan, you should cry.

For some users of WeChat and QQ, I believe they are already very familiar with micro-loans. As a pure online microfinance product launched by Weizhong Bank, it has long been favored by consumers. I think the money from micro-profit loans on WeChat is more reliable. Although he is a WeChat loan, his money is reliable, as long as you pay him back on time.

Why can't micro-loans be loaned?

Check whether the micro-loan is bound with a bank card, whether the bank card status is available, and whether the information is consistent. The general system will prompt the reason for the failure, which may be that there is something wrong with your credit. If there is no problem, you can call customer service for consultation.

Micro-loan indicates that the bank card status is abnormal.

Micro-loan reminds the user that the bank card cannot be used, which may be because the user's bank card is a second-class account or the bank card status is abnormal. If the bank card is in an abnormal state, the loan funds cannot be received and the repayment cannot be made normally. However, if the bank card belongs to the second-class account, the user's repayment will fail due to the limit. Therefore, when there is a prompt that the bank card cannot be used, please ask the user to change the bank card of a class of accounts.

"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.

"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.

As an Internet banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:

(1) Unsecured and unsecured;

Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.

(2)7*24 hours service, the fastest 1 minute to complete the loan;

Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.

(3) There is no handling fee for prepayment;

Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.

The credit line of "micro-loan" is between 100 yuan and 200,000 yuan, which varies according to the individual's comprehensive situation. A single loan can be loaned 100-40,000 yuan.

The daily interest rate is 0.02% -0.05%, 1 ten thousand yuan daily interest 2-5 yuan.

By the end of 20 19, "micro-loan" had issued more than 460 million loans to more than 28 million customers in nearly 600 cities in 3/kloc-0 provinces, municipalities directly under the central government and autonomous regions, with a cumulative amount of more than 3.7 trillion yuan.

By the end of 65,438+February in 2020, the micro-loan financial poverty alleviation project has been officially launched in 42 poverty-stricken counties (including 32 national-level ones), and the total value-added tax contributed by the project to poverty-stricken areas is about145.3 billion yuan, effectively helping local poverty alleviation.

Micro-loan has issued an official rumor statement: Micro-loan is a pure online micro-credit circulating consumer loan product launched by Weizhong Bank, the first internet bank in China, in May 20 15. Micro-loans adopt the official invitation system, which can only be opened through official invitation and the official initiative to increase the quota according to the user's credit history. Any person or organization that needs to spend money to open a small loan and increase the amount is fraud.