What is the content of the short message received by ICBC after canceling its credit card?

The content of the short message received by ICBC after the cancellation of the credit card is roughly as follows: Your credit card with the surname xxxx has been cancelled, and the overflow deposit in Carnejo can be collected at any counter of Bank of Communications with your card and ID card after 45 days, and the remaining points in the card will be cleared.

You can call ICBC's customer service number 95588 and turn to manual service to cancel your card according to the voice prompt. After processing, the card status will change to "Card Received", and the card can be cut or saved by itself. Or cancel the credit card at the designated business outlet of ICBC. Cancellation can only be made if there is no arrears. Return the card at the bank counter, and the counter will take back the card.

ICBC savings card cancellation method:

1. Log in to online banking to cancel cards: cancel Alipay cards and E-Times cards with balance less than 300;

Second, the business outlet cancellation card:

I take my savings card (if I have a matching passbook, please take it with me) to cancel my card at any business outlet in the country, and I can't do it on my behalf.

If the balance in the card is more than 50,000 yuan (inclusive), or if you need to handle the account adjustment and cancellation agreement in the card, you must also provide your valid identity certificate. Please contact the outlets in advance to make an appointment for large withdrawals.

Measures for the Administration of Customer Identification, Customer Identity Information and Transaction Records of Financial Institutions, bank account information shall be kept for at least 5 years from the transaction bookkeeping year. Therefore, after the credit card is cancelled, the account still exists, and the customer can also check the transaction record of this credit card as needed.

At present, the interest-free period of credit cards will exceed 50 days at the longest, and there is also a time difference between billing date and repayment date. When canceling the credit card, it may happen that the credit card is not recorded in time after consumption, resulting in some customers' credit cards still in arrears, which will generate "invisible" interest for a long time.

Therefore, when the customer cancels the credit card, it is best to call the customer service phone of the bank about 40 days after the card cancellation to confirm whether his account has been cancelled successfully, so as to avoid trouble in the future.

Tips:

1. The cancellation procedures of the student card and the military security card in secondary vocational schools are slightly different;

2. If there is an outstanding personal comprehensive loan agreement in the card, it is not supported to sell the card in different places.

You can call the customer service of the credit card of the working bank and say no, and she will cancel it for you!

There are also credit card customers who will call you to ask about your situation and check the information. You said you couldn't handle it.