The card charge name of China Construction Bank is: SMS service fee 0, and there are other charges. Is this charge reasonable?

The account management fee is charged per card, not annually. 10 yuan/year is called annual fee, but the account management fee is charged quarterly. If the balance in your account is less than that in 300 yuan, the bank will charge a certain fee as the account management fee every quarter. As for other fees, if you don't have special security measures, or log in to the online bank in an unsafe place, it is very likely that the password will be obtained by others. Withdrawal by transfer may be due to the consumption of other cards bound by this account (I don't know much about credit cards and supermarket members' credit card system, so it is possible that you may want to check the specific account), or worse, it may be stolen. You'd better cancel the SMS service fee as soon as possible. It's a service launched by CCB, which is basically useless.