Will I really be sued if I don’t repay my online loan?

Generally speaking, it is not trustworthy. Because if the platform sues users who owe money to the court, the court will call and ask the parties to collect it. If the text message starts with 1069, it means that this is an overdue case filing text message independently sent by the platform, and it is not the actual case filing delivered by the court. Many netizens said that they have encountered this situation, but after some inquiries, they determined that this is just the psychological pressure the platform puts on non-repayers. They hope that in this way, overdue loan officers can make up for it as soon as possible in the near future. loan. If you are still very doubtful, you can directly call the court where you are located for detailed inquiries. If your overdue is due to objective reasons, then another way is to communicate with the platform in advance to negotiate a repayment suitable for both parties. plan. After that, the platform will no longer harass you or put pressure on you by sending text messages. You only need to repay the loan on time according to the negotiated method. After the loan is overdue, you must not repay the loan. In this way, the loan will become bigger and bigger, so that you will not be able to close it in the later period. You can only upload the overdue information to the credit reporting network, causing consequences for your subsequent life. trouble. On the other hand, we can also continue to work hard and increase our income in order to repay our loans on time and successfully land the loan. Loans are risky and need to be taken seriously.

Legal basis: Article 109 of the "Criminal Procedure Law" When the public security agency or the People's Procuratorate discovers criminal facts or criminal suspects, they shall file a case for investigation within the scope of their jurisdiction.