How will I be notified by SMS after the provident fund is approved?

1. How will I be notified by SMS after the provident fund is approved?

There should be a text message after the approval of the provident fund withdrawal. From application to contract signing and loan lending, there will be SMS reminders throughout the process. Which node will have a reminder. Provident fund centers may be different from place to place.

Time for withdrawal of provident fund: generally 3 working days. After the application form for the withdrawal of individual housing provident fund is submitted and approved by relevant departments, the bank will directly remit the money to the individual account; In principle, the personal provident fund account will be credited within three working days after completing the provident fund withdrawal procedures at 0, and it will generally arrive the next day. Generally, it will be transferred to the personal settlement account within 3 working days; On the fourth working day, you can go to the bank counter or computer A to check whether the extracted housing provident fund money has arrived, and you can call if it has not arrived; Mainly depends on the audit time, the efficiency is different in different places, as long as the audit is passed, it should arrive soon.

2. Reply: Will there be SMS notification for provident fund loans?

There is a short message notification.

Provident fund loan conditions:

1. Have legal and valid identity documents;

2. The deposit status is normal, the provident fund has been paid in full for more than 6 months (inclusive) and the credit is good;

3. Have a stable income and the ability to repay loans;

4. Have a legal and effective purchase contract or agreement or the "Property Ownership Certificate" issued by the real estate administrative department;

5. For the purchase of housing, the down payment of not less than 30% of the total price of the purchased housing has been paid;

6 construction, renovation and overhaul of houses, can pay 30% of the total cost of construction, renovation and overhaul of houses;

7. The construction and renovation of houses shall be based on the approval documents of the planning and land management departments;

8 overhaul housing, approved by the planning and management department;

9. Being able to provide effective guarantee recognized by the management center;

10. Other conditions stipulated by relevant laws, regulations and policies.

Provident fund loan process:

1. The borrower applies for a loan at the accepting bank;

2. Accept the outlets to inquire about the property status under the family name;

3. Accept the acceptance of outlets;

4. sign a contract;

5. Ratification;

6. The real estate trading center shall handle the mortgage registration procedures;

Impact of debt:

1. In case of default interest, interest will be added;

2. Produce bad credit records, which will affect the handling of loans and credit cards in the future;

3. Unable to enjoy preferential loans or even apply for loans;

4. Close the blacklist, children can't go to key schools;

5. The bank sends a lawyer's letter;

6. After the judgment is made, it will be enforced;

7. Those with serious circumstances will be punished by law;

8. Affect your career.

9. Bank loans.

3. Will the off-site provident fund loan be notified?

There will be a notice for off-site provident fund loans. Most of them are notified by SMS, but also by phone. After the provident fund is released, the lending bank will send a message to the mobile phone number reserved for the mortgage to inform the user that the loan has been released, and inform the user where the money has gone, such as to the bank card of the loan applicant or directly to the developer's account.

4. Reply: Will there be SMS notification for provident fund loans?

Yes

Provident fund loan:

1. Household registration book of the borrower and his spouse;

2. Resident identity cards of borrowers and their spouses;

3. Proof of the marital status of the borrower;

4. Proof of down payment for house purchase

Housing provident fund handling conditions:

1. Provident fund for one year;

2. The borrower has stable economic income, good credit and the ability to repay the principal and interest of the loan;

3. If the borrower purchases a commercial house, it shall not be less than 30% of the total house price.

Housing accumulation fund handling process:

1. The lender prepares relevant materials, fills in the loan application in the bank and submits the materials;

2. After receiving the application, the loan bank shall confirm and review the information;

3. After the audit, the lending bank will contact the lender and sign relevant contracts;

4. Bank loans