If the swindler sends a text message asking for remittance, how should we reply?

First of all, we must deal with it calmly.

Secondly, try to ask the other party's information, including but not limited to the other party's name and account information.

Again, reply to the following message-"Hello, I'm not convenient at the moment, I'll talk about it when I have time."

Finally, report the above information of the other party to the "Cybercrime Reporting Website", which is a special reporting website.