What are the common types of telecom fraud crimes?

With the continuous progress of society, criminals' deception is becoming more and more diversified. As one scam after another was exposed, they studied the next scam. In 20 19, what are these high-incidence new online scams?

The first kind, shopping fraud.

Real case: Li, a resident of a county, reported that? I got a call from Inner Mongolia saying that the cosmetics I bought online had quality problems and needed a refund. Later, I asked him to add the other party's social platform account and send the QR code on the social platform, saying that he had to scan the payment to pass the company certification. Li paid more than 20,000 yuan in three scans. Li asked Taobao customer service about this matter, only to find that he was cheated.

Deception: Due to the popularity of online shopping and online payment, transaction fraud is far ahead and is the most common type of fraud. Criminals usually pretend to be shopkeepers or customer service, take the initiative to come to you for money or provide bank information and verification code for various reasons.

Criminals may also cheat by opening fake shopping websites or shops. Once the victim places an order to buy goods, he will contact and say that the system is faulty, the order is faulty and needs to be reactivated. Then, send a fake activation URL through the chat tool. Once the bank card number, password and verification code are filled in, the balance on the bank card is gone.

Precautionary tip: if you encounter any problems, you should consult through the official customer service phone. When someone tells you that the transaction is abnormal, you should log on to the e-commerce website directly to check the status of your account. If the account status and transaction status given by the system are not abnormal, don't believe the stranger's statement.

Second, fake identity fraud.

Real case: March 19, 10, the police station 1 10 called the police, and the victim Xiao Wang claimed to have received a text message pretending to be the boss and was cheated by 290,000. After investigation, the police found that the victim was a financial officer of a company, and the boss of the company asked her to help his friend He Mou run a part-time bookkeeping company. (From Xinmin Evening News)

Deception: criminals get to know the information exchange between the boss and the employees by breaking into the internal communication group, and then send the transfer and remittance instructions to the employees through a series of disguises.

Others pretend to be public security law, pretend to be acquaintances, "guess who I am", and pretend to be medical insurance and social security workers for fraud.

Precautionary tip: When leaders, relatives and friends contact themselves to transfer money or borrow money through SMS, QQ, WeChat or other online means, please pay more attention and make a phone call first to ask clearly to avoid being cheated in most cases. If you find that you have been cheated, you should call the police as soon as possible and try your best to recover the loss with the help of the police.

Third, stock recommendation fraud.

Real case: Due to the recent stock market turmoil, some "free stock recommendation" and "one-on-one teacher counseling" telephones and stock groups have become active again. Jiangsu Internet Police announced two related cases in March this year, all of which were fraudulent under the guise of "free stock recommendation". The amount involved exceeded 100 million and defrauded thousands of people across the country. (From Jiangsu Nantong Network Police Information Publishing Platform)

Deception: After luring investors into WeChat group, QQ group and webcast room through WeChat and Weibo, there will be people who call themselves "teachers", "experts", "stock gods" and "old wizards" to recommend stocks to investors or ask investors to buy "senior members" in the names of teaching stock trading experience, training stock trading skills, sharing so-called "short-term news" and "dark horse quotes". The so-called experts constantly advocate that the recommended stocks have considerable returns, share false profit data maps, and gradually empty investors' money by creating the illusion of high returns.

Precautionary tip: you should choose legal securities and futures institutions to obtain relevant investment consulting services, keep a high degree of vigilance against all kinds of "stock recommendation" activities, stay away from "illegal stock recommendation" activities, and avoid property losses. The list of legal securities and futures institutions can be found on the websites of China Securities Regulatory Commission, China Securities Association and China Futures Association. After encountering similar scams such as "stock recommendation fraud", you should call the police in time.

Fourth, flight cancellation and change fraud.

Real case: Wang received a call from the airline's "customer service staff", saying that his scheduled flight to Zhanjiang needed to be "changed" due to aircraft navigation failure, and asked him to provide the bank card number to receive insurance compensation. Wang Xin thought it was true and informed the other party of the bank card verification code according to the instructions of the other party. The result was cheated of 4800 yuan. (From Yili Network Police Inspection Law Enforcement Information Release Platform)

Deception: After the criminals buy the passenger's flight information through the gray and black products, they first send a short message of "flight cancellation" and attach the telephone number of "customer service" to the short message. When the passenger gets in touch with the customer service, the customer service will inform the passenger that the flight has been cancelled for some reason and needs to be refunded or changed. At this time, the customer service staff will inform the passengers that they need to transfer to manual customer service to change their flights. After switching to "manual customer service", "manual customer service" will "guide" passengers to operate on Alipay or WeChat wallet, and input their bank cards and verification codes on the "platform", so criminals will take the opportunity to rob the victim's bank cards.

Precautionary tip: Once you receive similar information, you should first log in to the airline official website to check the flight situation. According to the airline policy, even if there is a refund, the refund will be automatically returned to the original bank card, third-party payment software account or gold card account of the passenger, and the passenger will not be required to supplement the account information. Others claim that flights are abnormal and need to be changed at ATM, which is even more outrageous. Don't believe it.

Fifth, online loan fraud.

True case: Xiao Fei (a pseudonym), a 28-year-old woman who lives in Baoan, Shenzhen, recently encountered an online loan scam. She originally wanted to borrow 40,000 yuan online, but she was transferred on social platforms in the name of margin and bank run, and was cheated out of 90,000 yuan. (From Shenzhen Anti-Telecommunication Network Fraud Center)

Deception: criminals pretend to be loan institutions or banks and other staff members, falsely claiming that the interest rate is low and the loan is fast, and luring the victims to take the bait; Then induce the victim to pay in various names, such as deposit, handling fee, and transfer increase. Continue to suggest that you have to pay more to get the loan amount. At this point, the victim has fallen into a fraud trap and will continue to pay money out of the psychology of "making mistakes".

Precautionary tip: If you need a loan, try to apply for a loan through a qualified formal lending institution to reduce the loan risk. If you really encounter a related scam, you should call the police in time and provide the criminals' mobile phone, bank account number, deposit and withdrawal records and other information to facilitate the police to carry out case detection.