Notice on Defining Financial Subsidies for Rural Basic Endowment Insurance for Flexible Employment Insured Persons

Hanzhong Municipal People's Government on

Measures of Hanzhong Municipality on Issuing Social Endowment Insurance for Urban and Rural Residents

Notice of Measures (for Trial Implementation)

County, District People's governments, Hanzhong Economic Development Zone Management Committee, municipal government departments and institutions directly under the:

"Measures for social endowment insurance for urban and rural residents in Hanzhong (Trial)" has been adopted by the municipal government 1 1 executive meeting, and is hereby issued to you, please implement it carefully.

20 1 1 August12nd.

Measures of Hanzhong Municipality on Social Endowment Insurance for Urban and Rural Residents (for Trial Implementation)

Chapter I General Provisions

Article 1 In order to do a good job in the social endowment insurance for urban and rural residents, speed up the establishment of a social security system covering urban and rural residents, and achieve a sense of security for the majority of urban and rural residents, according to the Social Insurance Law of People's Republic of China (PRC) and the Opinions of the People's Government of Shaanxi Province on Implementing the Full Coverage of the Social Endowment Insurance System for Urban and Rural Residents (Shaanxi [201KLOC-0/] No.28), combined with the actual situation of our city,

Article 2 These Measures shall apply to counties and districts that carry out social endowment insurance for urban and rural residents.

Article 3 All urban and rural residents who have the household registration of urban and rural residents within the administrative area of our city, have reached the age of 16 (excluding students at school), have not been included in the establishment management of administrative institutions, and have not participated in other social insurances (excluding the endowment insurance for landless farmers), can voluntarily participate in the social endowment insurance for urban and rural residents at the place where their household registration is located.

Urban flexible employees should participate in the basic old-age insurance for urban enterprise employees. If it is really difficult to pay, you can also voluntarily participate in the social endowment insurance for urban residents.

Article 4 The social endowment insurance for urban and rural residents shall follow the following principles:

Ensure basic and extensive coverage, flexibility and sustainability;

(2) Proceed from reality, start at a low level, and the standards of financing and treatment are compatible with economic development and affordability in all aspects;

(3) Individuals (families), collectives and governments should share responsibilities reasonably, and their rights should correspond to their obligations;

(four) the combination of government-led and voluntary residents to guide residents to participate in the insurance;

(five) the insured residents to implement territorial management.

Article 5 Explore the establishment of a social endowment insurance system that combines individual contributions of urban residents with government subsidies, while rural residents establish a social endowment insurance system that combines individual contributions, collective subsidies and government subsidies, and combine social pooling with individual accounts, which are matched with other social security policies such as family pension, social assistance and social welfare to ensure the basic livelihood of urban and rural residents in old age.

Article 6 From July 1 1, the social endowment insurance for urban and rural residents will be fully launched, and the system will be fully covered by the end of June 20 12.

Article 7 Social endowment insurance for urban and rural residents shall be implemented by the people's government at the county level. At the beginning, county-level overall planning will be implemented, and gradually transition to municipal overall planning.

Chapter II Fund Raising

Eighth urban residents' social endowment insurance fund consists of individual contributions and government subsidies; The new rural endowment insurance fund consists of individual contributions, collective subsidies and government subsidies.

Article 9 Individual contributions. Individuals who participate in social endowment insurance for urban and rural residents shall pay endowment insurance premiums annually. The payment standard is uniformly adjusted to 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan,10/grade. The insured person chooses the payment grade independently, and pays more.

Article 10 Collective subsidies. Conditional village (group) collectives shall give subsidies to rural residents who are insured, and the subsidy standard shall be determined by the villagers' committee.

Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the payment of insured rural residents.

Article 11 government subsidies. The government gives financial subsidies to the insured. The subsidy standard is uniformly adjusted as follows: if the payment is below the level of 200 yuan, the government subsidizes 30 yuan per person per year; Pay 300 yuan and subsidize 40 yuan; For each grade above 400 yuan (including 400 yuan), the subsidy standard is increased by 5 yuan on the basis of 40 yuan, and the highest subsidy standard is 80 yuan. The financial subsidy funds are borne by the provinces, cities and counties, of which the provincial level bears 50%, the municipal level bears 15% and the county level bears 35%. Do not enjoy the supplementary annual financial subsidies.

Article 12 Subsidies for the disabled. Hold the "People's Republic of China (PRC) Disabled witnesses" severely disabled, the provincial finance in accordance with the minimum standard insurance premium paid by the full subsidy; For other moderate or mild disabled persons who hold the "People's Republic of China (PRC) Disabled Persons' Card", financial subsidies will be given according to 50% of the minimum payment standard, and the funds required for subsidies will be borne by the municipal finance for 30% and the county finance for 70%.

Chapter III Personal Account Management

Thirteenth urban and rural residents' social endowment insurance agencies shall establish a personal account of endowment insurance for each insured person, make and distribute a unified manual of social endowment insurance for urban and rural residents, and establish a computer information file of endowment insurance. The insured person must pay the fee with a certificate, and the social endowment insurance agency for urban and rural residents should regularly enter the payment and personal account storage.

Fourteenth individual contributions, collective subsidies, subsidies to the insured by governments at all levels and subsidies to the insured by other economic organizations, social welfare organizations and individuals are all credited to personal accounts.

Article 15 The amount stored in individual accounts shall bear interest every year with reference to the one-year deposit rate of RMB published by the People's Bank of China for the same period.

Sixteenth urban and rural residents' social endowment insurance must establish individual accounts to ensure that pensions are paid in full and on time.

Seventeenth insured persons have the right to inquire about the personal accounts of old-age insurance to the social endowment insurance agencies for urban and rural residents, and the social endowment insurance agencies for urban and rural residents shall provide timely inquiry services.

Chapter IV Pension Benefits

Eighteenth pension benefits are composed of basic pension and personal account pension, which are paid for life.

The basic pension for urban and rural residents is determined according to the standard of 55 yuan/month. Included in the national pilot counties, the central government provides the basic pension for 55 yuan per person per month; Not included in the national pilot counties, eligible personnel basic pension temporarily by the provincial finance according to the standard of 55 yuan per person per month bear 50%, the rest, municipal finance bear 65%+05%, county finance bear 35%.

The municipal, county and district governments will issue two basic pensions to urban and rural residents who meet the conditions for receiving basic pensions, including 10 yuan per person aged 70 to 79, and 20 yuan per person aged 80 and above. Municipal finance plus 30%, county finance plus 70%.

The monthly calculation and payment standard of personal account pension is the total storage amount of personal account divided by 139 (the same as the current calculation and payment coefficient of personal account of basic old-age insurance for urban employees). When the insured person dies, the individual payment balance (including interest) in the individual account can be inherited according to law.

Article 19 When the social old-age insurance system for urban and rural residents is implemented, those who have reached the age of 60 and have not enjoyed other social basic old-age insurance (except the old-age insurance for land-expropriated farmers) can receive the basic pension on a monthly basis without paying the fee, but their spouses, children and their spouses who meet the conditions for participation should pay the fee; If the age is less than 15, the annual payment is allowed, and the accumulated payment shall not exceed15; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

Twentieth young residents should actively participate in insurance, long-term payment, long-term payment.

Twenty-first eligible urban and rural residents' pensions are socialized monthly by the social endowment insurance agencies of urban and rural residents in counties and districts.

The social endowment insurance agencies for urban and rural residents in counties and districts issue the "Pension Certificate" to urban and rural residents who meet the conditions for receiving pensions, and the recipients receive the pension on a monthly basis, and conduct annual inspection (qualification).

If the recipient dies, the pension will be stopped from the month after his death. Their immediate family members should go through the relevant formalities at the social endowment insurance agency for urban and rural residents within one month.

Twenty-second according to the economic development and price changes, timely adjust the social endowment insurance standards for urban and rural residents.

Chapter V Fund Management and Supervision

Article 23 In the finance department at the same level and the human resources and social security department, a special financial account of the social endowment insurance fund for urban and rural residents shall be set up in the recognized state-owned or state-controlled commercial banks, and the income and expenditure shall be managed separately and accounted for separately, so as to maintain and increase the value in accordance with relevant regulations.

Twenty-fourth city, county, district human resources and social security departments to fulfill the responsibilities of urban and rural residents' social endowment insurance fund supervision, formulate and improve management procedures, standardize business processes, and do a good job in personal accounts. Establish and improve the internal control system and fund audit system, monitor and regularly check the fund raising, transfer and distribution, regularly disclose information on fund raising and payment, be open and transparent, and accept social supervision.

Article 25 The financial department shall formulate measures for the management of the social endowment insurance fund for urban and rural residents, establish and improve the financial accounting system of the fund, prepare the annual budget of the financial subsidies for the social endowment insurance for urban and rural residents, and timely transfer the payment subsidies and basic pension subsidies into the financial accounts of the fund to ensure the timely and full payment of pensions.

Twenty-sixth finance, supervision, auditing and other departments shall supervise according to their respective responsibilities, and it is strictly forbidden to misappropriate funds to ensure the safety of funds.

Article 27 the social endowment insurance fund for urban and rural residents shall be opened by the social endowment insurance agency for urban and rural residents at the county level in the financial department at the same level, the human resources and social security department and the recognized state-owned or state-controlled commercial bank, and the financial department shall open a financial account in the same bank. The fund implements budget management and is earmarked for special purposes.

Twenty-eighth county urban and rural residents' social endowment insurance agencies shall establish and improve the financial, accounting, statistics and internal audit systems of urban and rural residents' social endowment insurance funds. According to the annual preparation of urban and rural residents' social endowment insurance fund budget and final accounts, and consciously accept the supervision of the social insurance fund supervision department. Establish a social security information service network to provide high-quality and efficient services for insured residents.

Twenty-ninth urban and rural residents' social endowment insurance agencies and village (neighborhood) committees shall announce the payment qualifications and treatment enjoyment of insured persons within their respective jurisdictions every year, and accept supervision by the masses.

Chapter VI Handling Management Services

Article 30 The city, county and district governments shall, in accordance with the requirements of coordinating the urban and rural social security system and combining the work of social endowment insurance for urban and rural residents, attach importance to the construction of the handling capacity of social endowment insurance for urban and rural residents, enrich the personnel in time, and establish a personnel and funding guarantee mechanism linked to the service population and business volume. Improve the management and service capacity of the agency to ensure the safety of the fund and the smooth progress of the social endowment insurance for urban and rural residents.

Thirty-first urban and rural social endowment insurance agencies should be established on the basis of the original rural social endowment insurance agencies. Institutional specifications, staffing, staffing, functions and funds shall be defined by the municipal, county and district financial departments. According to the actual needs of the work, the organs can give priority to recruiting from the surplus staff of the organs, towns (offices) or from college graduates. Posts with high professional and technical requirements can also take the form of government-purchased services, but all of them are openly recruited for the society.

Township offices should rely on existing labor and social security offices and stations, take measures such as adjusting wealthy personnel and business division, and enhance the working ability of agencies and service personnel.

The social endowment insurance fund for urban and rural residents shall be arranged by the finance at the same level and included in the financial budget, and shall not be drawn from the fund. The urban and rural social endowment insurance payment manual ","endowment insurance certificate "fee shall be borne by the county and district finance, and shall not be charged to the insured.

Article 32 Cities and counties shall establish a unified social endowment insurance information network system for urban and rural residents, and bring it into the scope of "Golden Insurance Project" and informatization construction of provinces, cities and counties, unify software and processes, and provide efficient, convenient and standardized services for urban and rural residents to pay insurance premiums and enjoy benefits.

Article 33 The social endowment insurance agencies for urban and rural residents in counties and districts shall carefully record the insurance payment and treatment of urban and rural residents, establish insurance files, and properly keep them for a long time, so as to achieve lifelong recording and tracking services.

Chapter VII Cohesion of Relevant Systems

Thirty-fourth counties should actively create conditions to merge the social endowment insurance for urban residents and the social endowment insurance for rural residents. Relevant systems are connected in accordance with the Notice on the Implementation Measures of Social Insurance and Entrepreneurship Training for Rural Residents in Hanzhong City (Hanshefa [20 10] 153). Preferential policies such as the connection between urban and rural residents' social endowment insurance and land-expropriated farmers, minimum living security, and family planning reward and assistance policies shall be implemented in accordance with the Notice on Further Improving the Pilot Work of the New Rural Insurance (Hanshefa [2065 438+00] 109). If there are new regulations in the country, the new regulations shall prevail.

Chapter VIII Organization and Leadership

Article 35 The municipal government established a leading group for social endowment insurance for urban and rural residents in Hanzhong City, which is responsible for organizing, leading and promoting the implementation of this work, formulating relevant policies, supervising and inspecting the implementation of policies, summing up and evaluating the pilot work, coordinating and solving the problems in the pilot work, and submitting reports and suggestions to the municipal government on major issues. The office of the leading group is located in the Municipal Human Resources and Social Security Bureau, and is responsible for the daily work of social endowment insurance for urban and rural residents in the city.

Each county should set up corresponding institutions to be responsible for the social endowment insurance for urban and rural residents in this county.

Article 36 The people's governments of counties and districts and the Administrative Committee of Hanzhong Economic Development Zone should incorporate the social endowment insurance for urban and rural residents into the local economic and social development plan, into the annual target management assessment system, earnestly strengthen organizational leadership, consolidate work responsibilities, implement subsidy funds, and fully organize implementation.

Article 37 The municipal, county and district organizations, publicity, development and reform, civil affairs, family planning, land, public security, agriculture, poverty relief office, disabled persons' federations, auditing and supervision departments shall, within the scope of their respective functions and duties, coordinate in the work of social endowment insurance for urban and rural residents.

Thirty-eighth city, county, district departments should adhere to the correct direction of public opinion, and use easy-to-understand publicity methods to strengthen the publicity of the great significance, basic principles and policies of social endowment insurance for urban and rural residents. Guide school-age residents to actively participate in insurance, so that the social endowment insurance policy for urban and rural residents is deeply rooted in the hearts of the people.

Chapter IX Legal Liability

Thirty-ninth illegal means to defraud, impersonator or overpay pension insurance benefits, by the urban and rural social pension insurance agencies to recover; If it constitutes a crime, it shall be transferred to judicial organs for handling according to law.

Fortieth urban and rural residents social endowment insurance administrative management and business agencies and their staff in violation of management regulations, unauthorized changes in the use of funds, misappropriation of funds, by the human resources and social security department or the administrative organ at a higher level shall be ordered to make corrections within a time limit; If the circumstances are serious, the main person in charge and the person directly responsible shall be given administrative sanctions; If the case constitutes a crime, it shall be transferred to judicial organs for criminal responsibility.

Chapter X Supplementary Provisions

Forty-first counties that are not included in the national pilot social endowment insurance for urban and rural residents should make full preparations and actively strive for it. And in accordance with the central, provincial and municipal arrangements, actively start the social endowment insurance for urban and rural residents.

Urban and rural residents in Hanzhong Economic Development Zone are integrated into the work of Hantai District. The specific work is arranged by Hantai District, and the Development Zone is responsible for implementing district-level financial subsidies, work funds and personnel funds and undertaking some specific work to ensure the overall progress of the work.

Article 42 counties and districts shall, in accordance with the provisions of these measures and in light of local conditions, formulate implementation plans and detailed rules, and report them to the leading group for social endowment insurance for urban and rural residents in Hanzhong City for approval before implementation.

Article 43 These Measures shall be implemented as of the date of promulgation. The Interim Measures for the Pilot Project of New Rural Social Endowment Insurance in Hanzhong City (Hanfa [2009] No.61) and the Trial Measures for Social Endowment Insurance for Urban Residents in Hanzhong City (Hanfa [2010] No.98) shall be abolished at the same time.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.