How long will it take to arrive after the train ticket is refunded?

A: After the train ticket is refunded, the original payment bank card will be returned within the time limit stipulated by the bank. First, make sure your plane ticket has been refunded. Secondly, after submitting the refund application, the refund amount should be returned to the original payment bank card in accordance with bank regulations. If you don't receive a refund, you should contact the issuing bank. That is to say, after the train ticket is successfully refunded online in official website 12306, the refund time is determined by the bank card issuing bank used at the time of payment, and the major banks have different refund times due to specified reasons. Please consult the issuing bank for details, and the issuing bank shall prevail. General payment bank cards will be returned within 15 days.