How long will Yang Xiaosao be prosecuted after the deadline?

Sheep usually receive reminders when they are overdue for half a month. Yang Xiaosao received credit information at the meeting. Although Yang Xiaosao didn't check the credit information when applying, he will still report the credit information after the next payment. This kind of loan with credit information must be repaid on time after use. If it is overdue or unpaid, it will leave a bad record on credit information and affect future credit applications. However, Yang Xiaosao has a three-day grace period for repayment. As long as he repays within the grace period, his personal credit information will not be affected.

It is relatively easy to apply for a loan. As long as the borrower is 22 years old and has a stable income source, he can submit information such as identity authentication, face video authentication, company information and contact information. Do not check the credit information when applying. Only loans will be checked, and the whole process will be approved by the system. No call back. After approval, it will generally arrive within 1-5 working days.

The maximum amount that Yang Xiaochan can apply for is 50,000, and the longest service period can be divided into 65,438+02 months. The information required for the application is actually the same as the previous credit wallet. You only need to provide personal authentication and face recognition, and then provide basic personal information. The age range of open application is users over 22 years old with stable work income and good credit information.

In fact, during the period from 10 to 1, the payment rate of credit wallet has been kept very good, and there are many cases of payment, and the situation of payment of this product is also mentioned in the market daily. According to the feedback from users who recently submitted Yang Xiaoman's next payment application, after Yang Xiaoman submitted it for review, the whole process was approved by the system, and the review was passed without telephone call. In terms of interest, taking the application for 12 months in 2000 as an example, the monthly repayment amount is about 2266.67 (the comprehensive daily interest rate is about 0.0986%, and the actual interest rate is subject to the actual interest rate at the time of borrowing).

Legal basis:

Internet finance overdue debt collection self-discipline convention

Thirteenth debt collection objects should meet the relevant requirements of laws and regulations, and shall not harass irrelevant personnel.

Article 14 When an institution can't get in touch with the debtor, it can only get in touch with the contact person agreed by the debtor in advance to restore contact with the debtor.