How to deduct the annual credit card fee of China Everbright Bank?

There are two main channels for users to exchange credit card points of China Everbright Bank for annual fees. One is to directly dial the 24-hour global VIP service line of China Everbright Bank, and directly apply for deducting the annual fee with points after transferring to manual customer service; Second, the credit card of China Everbright Bank will send a short message to the cardholder on the 20th of the month when the annual fee is generated. If the cardholder's points reach the deduction value, the cardholder can directly reply to the SMS to complete the deduction of the annual fee.

First, the annual fee is deducted from the credit card points of China Everbright Bank. According to different credit card grades, the provisions for deducting the annual fee are also different. Everbright Bank's Puka, Gold Credit Card and Titanium Card all enjoy the annual fee-free policy for the first year. If the annual consumption reaches the standard, the annual fee for the next year can be exempted, and there is no need to deduct the annual fee with points. Generally, only platinum credit cards need points to deduct the annual fee. According to the regulations, the annual fee of Platinum Card is generally 1 188 yuan/year. In the first year, you can use 65438+ 10,000 points to deduct the annual fee of 688 yuan, and the cardholder will pay the remaining annual fee of 500 yuan. In the case of non-first year, you can deduct the full annual fee with 200,000 points.

2. China Everbright Bank is a national joint-stock commercial bank established by the People's Bank of China with the approval of the State Council. Founded in August, 1992, headquartered in Beijing, is a subsidiary of China Everbright Group.

Three. It was listed on the Shanghai Stock Exchange in August 20 10 and on the China Stock Exchange in February 20 13. It mainly provides commercial banking products and services to customers, and has won the "Best Electronic Banking Award of the Year" and "Best Customer Experience Award".

Four. 2002110/On October 28th, the report for the third quarter of 200210 disclosed by China Everbright Bank showed that in the first three quarters, the bank achieved operating income of1167.8 billion yuan, up by 9.3% year-on-year. The net profit attributable to shareholders of the Bank was 35.085 billion yuan, a year-on-year increase of 65.438+08.48%. In terms of income composition, in the first three quarters, Everbright Bank realized a net interest income of 83.994 billion yuan, a year-on-year increase of 2.17%; The net fee and commission income was 265.438+72.6 million yuan, up 65.438+0.0 16% year-on-year. By the end of September, the total assets of China Everbright Bank were 5.69 trillion yuan, up 5.9% from the end of last year, of which the total loans were 3.29 trillion yuan, up 9.2% from the end of last year. The balance of deposits was 36 1 trillion yuan, an increase of 3.8% over the end of last year.

China Everbright Bank was established in August, 1992. It is a national joint-stock commercial bank established by the People's Bank of China with the approval of the State Council, with its headquarters in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13.

There are two main channels for users to exchange credit card points of China Everbright Bank for annual fees. One is to directly dial the 24-hour global VIP service line of China Everbright Bank, and directly apply for deducting the annual fee with points after transferring to manual customer service; Second, the credit card of China Everbright Bank will send a short message to the cardholder on the 20th of the month when the annual fee is generated. If the cardholder's points reach the deduction value, the cardholder can directly reply to the SMS to complete the deduction of the annual fee.

1. Credit card points of China Everbright Bank are deducted from the annual fee. As for credit cards, Everbright Bank's ordinary cards, gold credit cards and titanium credit cards all enjoy the first-year annual fee-free policy. If the number of annual consumption reaches the standard, the annual fee for the following year can be exempted, and it is not necessary to deduct the annual fee with points. Generally, only platinum credit cards need points to deduct the annual fee. According to the regulations, the annual fee of Platinum Card is generally 1 188 yuan/year. In the first year, you can use 65438+ 10,000 points to deduct the annual fee of 688 yuan, and the cardholder will pay the remaining annual fee of 500 yuan. In the case of non-first year, you can deduct the full annual fee with 200,000 points.

2. China Everbright Bank is a national joint-stock commercial bank established by the People's Bank of China with the approval of the State Council. Founded in August, 1992, headquartered in Beijing, is a subsidiary of China Everbright Group.

Three. It was listed on the Shanghai Stock Exchange in August 20 10 and on the China Stock Exchange in February 20 13. It mainly provides commercial banking products and services to customers, and has won the "Best Electronic Banking Award of the Year" and "Best Customer Experience Award".

Four. 2002110/On October 28th, the report for the third quarter of 200210 disclosed by China Everbright Bank showed that in the first three quarters, the bank achieved operating income of1167.8 billion yuan, up by 9.3% year-on-year. The net profit attributable to shareholders of the Bank was 35.085 billion yuan, a year-on-year increase of 65.438+08.48%. In terms of income composition, in the first three quarters, Everbright Bank realized a net interest income of 83.994 billion yuan, up 2. 17% year-on-year.