Guangfa credit card insurance

Why does Guangfa Credit Card always publicize insurance?

The purpose of Guangfa Credit Card (Debit Card) to promote insurance is very simple, that is, to promote insurance business and create income for banks.

Guangfa credit card (debit card) always promotes insurance, which is a good opportunity for those who want to increase the quota. If you apply for Guangfa Credit Card (credit card) insurance, the chances of success will be much greater.

Many cardholders of Guangfa Credit Card (Debit Card) report that they always get calls from 95508 to promote insurance, which is quite annoying. If you don't want to increase the quota, have no other financial needs, and don't want to receive any more insurance sales calls, I suggest you refuse it sternly, saying that you don't want to receive such sales calls in the future, otherwise you will complain, and it is estimated that there will be no more insurance sales calls in the future.

The agent of China Life Insurance of Guangfa Bank debits the credit card every month 169 yuan. Should I buy this insurance? What are the advantages and disadvantages? Not reliable?

Insurance purchase should be based on your own specific situation, you can buy it or not, and it depends entirely on your own wishes.

Generally speaking, Guangfa Bank calls to promote insurance is information harassment and information.

Therefore, the hesitation period is within one week, and you can surrender if you feel inappropriate.

You can consult your insurance agent to buy it.

Is the insurance promoted by Guangfa Credit Card reliable? I've done it. I'm afraid it's not safe. Can someone tell me?

All commercial insurance has commercial attributes. The purpose of a businessman is to make money. It is not ruled out that he will go bankrupt. And buy national social insurance! In addition, commercial insurance claims are also very troublesome, similar to auto insurance. It is difficult to go to court when selling.

1. Guangfa Credit Card has been selling insurance, which is an opportunity for those who want to increase the insured amount.

Many Guangfa credit card holders report that they always get calls from 95508 to promote insurance, which is very troublesome. If you don't want to increase the insurance coverage, have no other financial needs, and don't want to receive any more calls to promote insurance, I suggest you strictly refuse, saying that you don't want to receive such calls in the future. Otherwise, it is estimated that no one will call for the promotion of insurance in the future.

Even if the deduction is made, there will be a ten-day hesitation period after receiving the policy. You can surrender your insurance, and only deduct the cost of 10 yuan.

GDB cards can be spent by more than 65,438+10,000 merchants with the logo of "China UnionPay" or connected with the Bank of China, and cash can be withdrawn from more than 37,000 ATMs. Guangfa foreign currency card and dual currency card can be used in more than 300 countries and regions around the world; Guangfa RMB card can be used by overseas merchants with the logo of "China UnionPay", and local currency can be withdrawn from ATM machines. Guangfa Credit Card is the first domestic standard credit card issued by Guangfa Bank 1995, and it is also the first credit card to achieve profitability. The credit limit of a credit card is preset according to international standards. Consumption first, then repayment. No need to deposit in advance. Credit lines can be used for overdraft consumption and withdrawal transactions. The interest-free period of overdraft consumption can be up to 50 days. You can repay in full before the repayment due date stipulated by the bank, and enjoy the interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can repay in full or choose the minimum repayment amount, and you can enjoy revolving credit and financing more freely.

1. Annual fee of main card [3]: Puka UnionPay card 40 yuan, Gold UnionPay card 80 yuan;

2. Free annual fee policy: Free annual fee in the first year. The annual fee of MasterCard Titanium Card is 480 yuan/Card, which is used in six times. The annual fee is charged in the first year. From the first year, if the annual credit card consumption reaches 80 thousand yuan, the annual fee for the second half of the year can be exempted;

3. Cash advance limit: 50% of the credit limit;

4. Interest-free period: 20 to 50 days;

5. Consumption verification method: signature password;

6. Revolving credit interest (daily interest): 0.05% interest is charged every day, with a minimum charge of 1 yuan;

7. Consumption SMS notification fee: Free notification is provided above 300 yuan, SMS notification function is opened below 300 yuan, and 3 yuan is charged every month.

Can the credit cards of China Life Insurance and Guangfa Bank be used?

Yes, China Life Insurance (Group) Co., Ltd. and Guangfa Bank Co., Ltd. held a joint press conference in Beijing, officially launched the "China Life-Guangfa Bank Joint Debit Card" (hereinafter referred to as the "Joint Debit Card"), and simultaneously launched the exclusive application of "China Life One Account".

The "Joint Debit Card" jointly launched by China Life Insurance and Guangfa Bank * * * is powerful, which has opened up the basic service functions of insurance and banking. Cardholders can enjoy insurance protection, preferential rates, claims and dividends, pension and investment services provided by China Life Insurance, as well as value-added services such as investment and wealth management, premium advance, deposit insurance, financing services, credit loans, payment and settlement, merchant activities and bonus concessions provided by Guangfa Bank.

The application of "One Account for China Life Insurance" is an important practice for China Life Insurance Co., Ltd. and Guangfa Bank to implement the "Internet" action. The application can break through the insurance-bank barrier online, provide customers with services such as identification, account management, financial investment and convenient payment, and provide customers with a unified view of all insurance bank assets under China Life Insurance. Customers can easily and quickly recharge and withdraw cash from all-in-one wallet, and purchase various financial products such as life insurance, property insurance, pension insurance and funds under China Life Insurance. The balance can also be automatically transferred to the money fund to realize balance financing, which solves the pain point of "multiple policies, multiple hours, multiple payments and idle balance" and helps customers better realize the convenience of financial management and the benefits of wealth accumulation.

This concludes the introduction of Guangfa Credit Card Insurance and Guangfa Credit Card Insurance. I wonder if you found the information you need from it?