What is the use of Yinxintong business?

The Yinxintong service is the bank's SMS service. Its function is that whenever the account balance changes, the user's signed mobile phone number will receive a reminder SMS from the bank.

In addition, the Yinxintong business fee is 2 yuan per month. China Construction Bank and Agricultural Bank of China must apply for interbank credit communication services at the bank counter themselves.

Extended information:

Yinxintong business type:

1. Account change notification service.

The Yinxintong system automatically sends text messages to users' mobile phones to publish account changes in real time, or notify users according to the time set by the Yinxintong system.

2. Information reminder notification service.

Notification services such as loan expiration, time deposit expiration, credit card expiration card replacement, credit card overdraft, credit card payment, new bank business, bank interest rate changes, etc.

3. Professional services.

A. Securities information notification: transaction returns, order cancellation success, entrustment acceptance, share changes, securities market information and other information notification services.

B. Foreign exchange information notification: closing exchange rate, foreign exchange account fund status, transaction returns, foreign exchange market analysis short comments, daily financial data report notification, exchange rate changes and other information notification services.

Reference: Baidu Encyclopedia-Yinxintong