Pufa SMS report coupons?

What should Shanghai Pudong Development Bank do if it requests to upload coupons?

Just take a photo of your coupon and upload it to WeChat or mobile banking. They require customers to use the funds for legal consumption according to the requirements of relevant state ministries and commissions, and not for investment or house purchase. It is recommended to upload the voucher as much as possible, otherwise you may be required to repay in advance. Pay attention not to overdue when using credit cards.

1. There are two types of credit cards in Shanghai Pudong Development Bank: the main card and the supplementary card. The application conditions are as follows:

1. Main card application conditions: at least 18 years old, with good personal credit record and stable work and income;

2. Supplementary card application conditions: 15 years old or above; The applicant for the secondary card is the immediate family member of the applicant for the primary card, that is, the relationship between the applicant for the primary and secondary cards is: spouse, parents and children.

Information required for applying for Shanghai Pudong Development Bank Credit Card:

1. Identity cards, household registration books and other identity documents;

2. Academic certificate;

3. Work certification documents stamped by the unit;

4. Income certificate issued by the unit;

5. Credit report;

6. Proof of financial resources;

7. Proof of residence (copies of telephone charges for water, electricity, coal and houses and property management fees can be provided as valid proof of residence).

As long as you meet the above application conditions and provide the above application materials, then the credit card of Shanghai Pudong Development Bank can be easily handled. In short, if you meet the requirements, the more complete your information, the faster and easier the bank's audit will be. There is also the difficulty of applying for a credit card mainly depends on the applicant's personal conditions, rather than the auditing standards of which bank. If you can provide valid financial documents, it will help the bank to understand your personal situation and judge the credit limit. If you already have a credit card, you can use it to apply for a card, which can also facilitate many steps.

Two. Advantages:

1, free of annual fee for the first year;

2. Free SMS service fee;

3. No loss reporting fee;

4. Don't pay the recovery fee.

Three. Disadvantages:

1. Exempt the annual fee for the following year according to the credit card record and repayment record;

2. The card replacement fee is high in 80 yuan;

3. Withdrawal fee of 3%;

4. There are few exits.

4. Shanghai Pudong Development Bank

Shanghai Pudong Development Bank Co., Ltd. (hereinafter referred to as "Shanghai Pudong Development Bank") is a joint-stock commercial bank, which was established with the approval of1August 28th, 1992, opened on1October 9th, 1993 and listed in Shanghai on 1999. Its headquarters is located in Shanghai. On March 20 10/0, Guangdong Mobile, a wholly-owned subsidiary of China Mobile, signed a share subscription agreement with Shanghai Pudong Development Bank. According to the agreement, Guangdong Mobile acquired 2,265.438 billion new shares of Shanghai Pudong Development Bank for 39.8 billion yuan. After the transaction is completed, China Mobile holds 20% equity of Shanghai Pudong Development Bank through its wholly-owned subsidiary Guangdong Mobile, becoming the second largest shareholder of Shanghai Pudong Development Bank.

I use Pufa's universal fund. The fourth installment has been returned, and you need a coupon to send a message. What if I don't have a coupon?

After handling the Pudong Universal Fund, the bank will ask the cardholder to provide the consumption voucher at any time to verify the use of the funds. It does not mean that providing the voucher can rest easy and must pass the bank audit. So, is the pass rate of Pudong universal payment voucher high? What if I fail? Let's take a look together.

1. Is the pass rate of Pudong Universal Payment Voucher high?

Pudong universal metal is used for consumer loans, and the central government prohibits such loan funds from flowing into investment industries such as real estate. Therefore, banks have strict supervision over the use of universal metal funds and will ask cardholders to provide consumption vouchers at any time to verify the use of funds. Judging from the feedback from many netizens, the pass rate is not high after providing consumption vouchers. The main thing is that it is still impossible to prove that the money is for your own use.

Therefore, if you want to improve the pass rate, you have to provide real credit card consumption vouchers that are consistent with consumption. For example, if you buy a home appliance with a credit card, you need to buy a home appliance invoice; To eat with a credit card, you also need a hotel invoice, which must also have the cardholder's signature, the merchant's seal and the invoice number.

It should be noted that never provide a handwritten receipt. Nine times out of ten, Shanghai Pudong Development Bank will not give it to you.

2. Failure to pass the Pudong General Payment Voucher will have serious consequences.

Pufa Universal Gold Coupon is invalid, with serious consequences.

According to the regulations of Shanghai Pudong Universal Fund, if a valid consumption voucher is not provided or the consumption voucher fails to pass the examination, the bank has the right to require the cardholder to settle the remaining unpaid principal of the universal fund at one time and pay a penalty of three points.

In short, the Pudong Universal Fund has a strict review of consumer vouchers, and the consequences of failure are more serious. Everyone must consider it clearly when handling it.

What if Pufa Credit Card (Debit Card) requires to upload the consumption voucher?

Shanghai Pudong Development Bank will decide whether to let users upload coupons according to their card usage. Users can directly pay attention to the official WeChat account of Shanghai Pudong Development Bank, and then upload coupons on the official WeChat account. Consumption vouchers include receipts, invoices, etc. And the coupons cannot be less than 90% of the consumption amount. Failure to upload the consumption voucher as agreed will have an impact on other businesses handled by credit cards (debit cards) in the future.

Users are advised to keep coupons as much as possible when spending, in case of emergency.