My Minsheng Credit Card owes more than 3,000, which is overdue. The bank sent me a text message asking me to pay it off at once, but now I don’t have enough funds. I have to pay off the remaining 500,

My Minsheng Credit Card owes more than 3,000, which is overdue. The bank sent me a text message asking me to pay it off at once, but now I don’t have enough funds. I have to pay off the remaining 500, can I split it up...

A malicious overdraft refers to the cardholder’s overdraft exceeding the prescribed limit or prescribed period for the purpose of illegal possession, and the card-issuing bank still fails to return it after two calls for collection for more than 3 months, which shall be deemed as criminal law. "Malicious overdraft" as stipulated in Article 196.

The minimum repayment amount can be used for overdraft card purchases,

Whether the minimum repayment amount can be used for overdraft cash withdrawals, each bank has different regulations

The specific operation , you need to communicate with the credit card account manager of the bank

Minsheng Bank Credit Card Customer Service: One four, two zeros, two sixes, 95568

You can also log in to the Minsheng Bank website - -Credit Card--Online Customer Service