What is the maximum amount of inter-bank transfer in different places?

1, mobile banking transfer: (SMS verification code+transaction password) accumulated 50,000 yuan per day; (dynamic token/Bluetooth U-treasure+transaction password) 50,000 yuan (excluding) to 5 million yuan (including) per day.

2. Personal online banking: (dynamic token /U treasure+transaction password) accumulated 5 million yuan per day; The daily cumulative amount of special limit is ≥ 5 million yuan; The daily accumulative amount of (SMS verification code/browser certificate+transaction password) is 50,000 yuan (the daily accumulative amount of SMS verification code is reduced to 10000 yuan from May 5, 2065438).

3. The maximum amount of single ATM transfer and accumulated transfer on the same day is 50,000 yuan.

Extended data:

Transfer means that the bank transfers money from the payment account to the collection account without using cash directly. It is gradually developed with the development of the banking industry. When the settlement amount is large and the space distance is far away, it can be safer and faster to use transfer settlement. In modern society, most commodity transactions and monetary payments are carried out by means of transfer settlement.

There are many ways of transfer settlement, which are mainly divided into two categories: settlement in the same city and settlement in different places. City settlement includes cheque settlement, payment authorization settlement, city collection and acceptance settlement, collection and non-acceptance settlement, limit cheque settlement, etc. Off-site settlement includes off-site collection and acceptance settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.

Domestic commercial banks have opened their own mobile banking, such as China Merchants Bank, to carry out three-year free activities of mobile banking transfer and remittance. Customers who register for mobile banking can handle the transfer and remittance business of China Merchants Bank in the same city, in different places, in the same city and in different places through the mobile banking of iPhone version, Android version, HTML webpage version or iPad bank, and can enjoy the preferential treatment of free transfer and remittance fees.

How long will it take for the inter-bank transfer to arrive?

1. Interbank transactions usually take 1-3 working days to arrive because they need to be processed through the counters of both banks.

If the transfer is made on Friday night, it will arrive next week at the earliest and Wednesday at the latest.

3. From Monday to Friday, if you transfer money before 3 pm during the day, you can basically go to the other bank on the same day, but whether the other bank records it in time determines the actual arrival time.

The above is the introduction of how long it will take for the inter-bank transfer to arrive. After the bank transfers money, you should inform the other party in time. If it fails to arrive at the account within the time limit, it is necessary to check whether you have transferred it to the right account and whether the bank has returned the money. This is a very important step.

How much is the inter-bank transfer fee deducted?

The deduction of inter-bank transfer fee is related to the transfer channel and transfer amount. If users transfer money through the counter or ATM, they need to pay a handling fee. Generally, the handling fee for inter-bank transfer varies from 1-50 yuan, and the specific amount is determined by the bank's charging standard and the personal transfer amount. If users use online banking or mobile banking to transfer money, there is no handling fee.

ICBC: According to the remittance amount of 1%, the lowest is 1 yuan, and the highest is 50 yuan.

CCB: 0.5% of the minimum remittance amount collected in 2 yuan, and the maximum remittance amount is 50 yuan.

Agricultural Bank of China: 0.5% for transfer from different places, with the lowest per transaction 10 yuan and the highest in 60 yuan; Plus 0.5% off-site transfer, the lowest is 1 yuan, and the highest is 50 yuan.

Bank of Communications:/kloc-below 0/10,000, 5.5 yuan; 1 ten thousand to 1 ten thousand, 1.5 yuan; 65438+ 10,000 to 500,000 yuan, 15.5 yuan; 500,000 to 6.5438+00,000, 20.5 yuan.

The maximum inter-bank transfer amount of different banks is also different.

Transfer limit:

Industry and commerce: single pen: 50W. Daily cumulative: 250W w w.

Bank of China: 1, single transaction in the system: 20W, daily cumulative: 100W. Cross-bank single transaction: 2W, daily cumulative: 50W.

CCB: 1, single transaction in the system: 20W, daily cumulative: 100W. 2. Inter-bank single transaction: 20W, daily cumulative transaction: 100W.

Bank of Communications: 1. System single transaction: 100W, daily cumulative: 100W ... 2. Inter-bank single transaction: 10W, daily cumulative transaction:100w. The single limit of 1 0w shall be cancelled as of June1day, 2009.