What is the reason for receiving a text message with arrears but the name is not mine?

If you don't owe money, it's probably a scam message, maybe not a bank, but some online loan messages.

SMS fraud refers to the act of using SMS to defraud money or finance. With the improvement of people's cognitive level, the language and content in short messages are changing with each passing day. Even the words "Notary Office Notice" appeared.

Features:

Strict division of labor

Most criminals who send illegal text messages by mobile phones are gangs, and the division of labor within gangs is strict. Some buy mobile phones and mobile phone numbers, some open bank accounts, some send mobile phone short messages in groups, some are specially responsible for sending short messages, and some withdraw money from ATM machines. After success, they immediately hide, which is very concealed. "I can't see people, I only hear voices."

A huge number

The number of illegal short messages sent by mobile phones is huge. More and more criminals can send illegal information to a large number of users in a short time by using special tools such as SMS group sender and group software. Fast and wide, send thousands of articles at a time, and someone always falls for it. Therefore, it is fast, destructive and harmful.

wide distribution

The activities of sending illegal mobile phone short messages mostly use mobile phone numbers in different places. Sending short messages, opening bank accounts and withdrawing money are usually not carried out in one place, but in many places, and the geographical distribution is quite extensive. It has cross-regional liquidity.