Flowers will be closed permanently after they are overdue? Unless this happens, it will not be closed permanently.

Alipay is one month overdue. If there is no minimum repayment option on the Bai Hua repayment page, the minimum repayment will be closed.

The repayment page still has the option of minimum repayment amount, so Bai Hua can continue to choose the minimum repayment amount.

Overdue loans and reserve funds will affect the flower buds, making them unusable, but will not directly close the minimum repayment option of the flower buds.

Only if the flowers are overdue for one month, then the repayment page can restore the option of minimum repayment.

In a word, after Alipay is overdue, Bai Hua repayment page has the option of minimum repayment, and users can choose the minimum repayment.

If there is no minimum repayment option, you need to choose the repayment method from the existing options.

For users, as long as they repay on time, their personal credit information will not be affected.

Of course, Alipay is one month overdue. In addition to the overdue records of the reserve fund, the overdue records of loans and expenditures will be uploaded to the credit information. Only by paying off the arrears as soon as possible after the deadline can the credit investigation be resumed as soon as possible.

If you have overdue records online, or have loan records from multiple platforms, your records will be subject to big data risk control. When your online lending platform often rejects you, even the flower garden will close. If your online hacking data is abnormal, you can check Lan Bing data, which means you can get your own big data and credit status, various indicators, and you can check your personal credit status, blacklist, online loan application record, application platform type, overdue amount, whether there are arbitration cases and other important data information.

Extended data:

Is there any way to increase the amount of flowers?

Flower buds can be raised in the following ways.

1. See if there is any withdrawal activity in the system. If yes, you can participate in cash withdrawal activities to increase the amount.

2. See if the system provides temporary quota. If yes, you can apply.

However, the temporary quota is valid and will expire when it expires.

3. Let's see if the flower garden has the fast charging function of open quota. If this is the case, you can charge a certain amount of money into Alipay Yu 'ebao and lock it, then the amount of flower beds will naturally increase accordingly.

Only if the funds are not unlocked and transferred out, the upgraded flower garden quota will continue to be valid.

4. Use Alipay and Huayuan more to ensure that the account has enough activity.

5. Remember to repay on time, avoid overdue, and pay attention to accumulating good credit (it is best to repay in full and on time, not necessarily the minimum repayment amount, and it is not recommended to repay in installments frequently, so as not to be doubted by the system.

Don't mention the increase at that time, it is likely to decrease).

6. If you save more money in Alipay, you can bind multiple bank cards with more deposits, appropriately purchase wealth management products in Yu 'ebao, and increase personal financial assets in Alipay, which will help to increase the amount.